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Guaranteed Asset Protection (GAP)

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total insurance loss, you are still liable to pay the difference between your insurer's settlement and your loan balance.

Guaranteed Asset Protection (GAP) is an affordable coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

For just a few dollars a month, GAP can save you from making loan payments on a car, truck or other vehicle that's beyond repair or stolen and not recovered.

Guaranteed Asset Protection (GAP)
Summary
  • Low cost
  • No underwriting
  • Easy application process
  • Fee can be rolled into monthly payment
  • Cancel within 90 days for full refund*

*Where allowed by state law