A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease. Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.
Rates subject to change without notice
If you’re ready, start your online mortgage application now. Otherwise, we have more information available to guide you through the mortgage process.
1APR = Annual Percentage Rate. Advertised rates reflects all available discounts and is current as of 12/2/2021. Rates and terms subject to change. Rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland.