Auto Refinance Savings Calculator

Sure, refinancing your vehicle with Connexus is easy. But how much will you actually save each month and over the life of your loan? Find out by crunching a few quick numbers with our intuitive and easy-to-use calculator.

View today’s auto refinance rates
New/Used Auto Loan Refinance Rates – Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR1 As Low AsMonthly Payment
2021 or newer24 months4.94%$657.67
36 months5.44%$452.53
48 months5.69%$350.15
60 months5.89%$289.23
72 months6.19%$249.94
84 months6.99%$226.32
2020 and older224 months5.24%$659.68
36 months5.74%$454.56
48 months5.99%$352.21
60 months6.49%$293.42
72 months6.99%$255.66
84 months7.49%$230.00
Accurate as of 02/01/2023


1APR = Annual Percentage Rate. All rates accurate as of 02/01/2023 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Minimum loan amount is $10,000. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.