Tap Into Your Home Equity

Home equity loans and lines of credit (HELOCs) enable you to use the value of your home as collateral to borrow funds for major expenses like: home renovations, medical bills, vehicle repairs or purchases, debt consolidation, etc. Home equity loans provide a smarter way to take advantage of your most valuable asset — your home. We have several loan products programs to fit your individual needs, and our lending staff can partner with you to make your best choice.

Overview Borrow funds as you need them up to your credit limit
Payment Amount Variable
Interest Rate Variable - Semi annual adjustment periods
Monthly Payment Interest-Only based on your loan balance
Available Terms 15 year revolving draw period and 15 year repayment after draw period expires
Helpful If You anticipate needing funds over time. Examples:
  • Ongoing medical expenses
  • Home improvements and renovations
  • Larger purchases
Apply Now
Overview Borrow up to 90% of your home's equity and receive the entire loan proceeds at signing
Payment Amount Fixed
Interest Rate Fixed
Monthly Payment Principal & Interest
Available Terms 60, 120, 180, or 240 months
Helpful If You need a specific amount for an immediate need. Examples:
  • Buying a car
  • Home renovation and improvements
  • Debt consolidation
Apply Now
Overview Borrow funds as you need them up to your line of credit limit
Payment Amount Variable
Interest Rate Variable - Semi annual adjustment periods
Monthly Payment Principal & Interest based on available credit limit
Available Terms 15 year revolving draw period and 15 year repayment after draw period expires
Helpful If Funds needed over time. Examples:
  • Ongoing medical expenses
  • Home improvements and renovations
  • Unexpected expenses that arise
Apply Now
Overview Borrow up to 90% of your home’s equity at a very attractive rate.
Payment Amount Fixed for 60 months then adjusts annually for the remaining term of the loan
Interest Rate Fixed for 60 months then adjusts annually for the remaining term of the loan
Monthly Payment Principal & Interest
Available Terms 60 - 240 months
Helpful If You need a specific amount for an immediate need. Examples:
  • Buying a car
  • Major home renovation
  • Debt consolidation
Apply Now