Two UTV's side by side

RECREATIONAL LOANS

Your next adventure starts here.

Embrace the outdoors with our flexible financing options.

Apply now

Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model YearMin. Loan Amt.Max. Term1APR As Low AsMonthly Payment1
2019 or newer$5,00060 months6.74%$98.39
$15,000120 months8.49%$185.90
$20,000144 months9.49%$233.16
$20,000180 months9.99%$214.80
2015-2018$5,00060 months7.24%$99.57
$15,000120 months9.24%$191.97
$50,000180 months10.24%$544.67
2014 or older$5,00060 months7.99%$101.36
$25,000120 months9.74%$326.79
Accurate as of 02/01/2023

eStatements and automatic payments are required to receive the above rates.

ATVs/UTVs, Personal Watercrafts, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term2APR As Low AsMonthly Payment2
24 months7.24%$224.41
36 months7.74%$156.08
48 months8.24%$122.63
60 months8.74%$103.16
72 months9.24%$90.72
84 months9.74%$82.34
Accurate as of 02/01/2023

eStatements and automatic payments are required to receive the above rates.

How does the process work?

Step 1: Find the loan for you

Look through the rate tables above or call 800.845.5025 to speak with an expert.

Step 2: Complete your application

You can apply online, over the phone, or at a branch in five minutes.

Step 3: Get approved

We’ll review your application and other factors. This only takes one business day.

Step 4: You get your money

Once everything is signed and approved, you’ll get the money.

Step 5: Experience the outdoors

Get out there and explore.

Available loan features

cuna mutual

GAP Protection

Cover the difference between your insurance settlement and loan balance in the event of a full loss.

See more info
cuna mutual

Debt Protection

We offer Life, Disability, and Involuntary Unemployment coverage. See more information.

Start a claim now

FAQs: You asked. We answered.

No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.

Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.

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Disclosures

See our Fee Schedule for a list of fees you may encounter.

APR = Annual Percentage Rate.

* Accurate as of:  . Source: Datatrac

1Rates are current as of 02/01/2023 and are subject to change. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.

2Rates are current as of 02/01/2023. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.