Recreational Loans
Experience the Outdoors
Payments for an ATV/UTV Start Under $80/Month1
Call 800.845.5025
Lowest Available Rates
Boats
5.50% APR2
Campers
5.50% APR2
RVs
5.50% APR2
ATV / UTVs
4.99% APR1
Personal Watercraft
4.99% APR1
Snowmobiles
4.99% APR1
Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term | APR2 |
|---|---|---|---|
| 2013-2017 | $5,000 | 60 months | 5.50% |
| $15,000 | 120 months | 5.50% | |
| $20,000 | 144 months | 5.74% | |
| $20,000 | 180 months | 6.24% | |
| 2009-2012 | $5,000 | 60 months | 6.00% |
| $15,000 | 120 months | 7.00% | |
| 2008 or older | $5,000 | 60 months | 7.00% |
| Accurate as of 07/14/20172 | |||
Active checking3 and automatic payments required to receive the above rates.
ATV/UTVs, Personal Watercraft, Snowmobiles
| Term | Min. Loan Amt. | APR1 |
|---|---|---|
| 36 months | $5,000 | 4.99% |
| 48 months | $5,000 | 5.49% |
| 60 months | $5,000 | 5.99% |
| 72 months | $5,000 | 6.49% |
| 84 months | $5,000 | 7.99% |
| Accurate as of 07/14/20171 | ||
Active checking3 and automatic payments required to receive the above rates.
How Does the Process Work?
Step 1: Find the Loan for You
Look through the rate tables above or call 800.845.5025 to speak with an expert.
Step 2: Complete Your Application
You can apply online, over the phone, or at a branch in five minutes.
Step 3: Get Approved
We’ll review your application and other factors. This only takes one business day.
Step 4: You Get Your Money
Once everything is signed and approved, you’ll get the money.
Step 5: Experience the Outdoors
Get out there and explore.
Fees
See our Fee Schedule for a list of fees you may encounter.
FAQs: You Asked. We Answered.
No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
1 APR = Annual Percentage Rate. The rates quoted above are our lowest available and include a 1% discount for active checking3, and a 2% discount for automatic payments. Rates are subject to change and vary based on individual credit, loan product, and term. Minimum loan amount for 84 month term is $5,000 and the lowest available rate is 7.99% APR as of 6/20/2017. 84 monthly payments of $15.58 per $1000 borrowed or $77.91 per month. Rates include all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.
2 APR = Annual Percentage Rate. The rates quoted above are our lowest available and include a 0.25% discount for active checking3, and a 1% discount for automatic payments. Rates are subject to change and vary based on individual credit, loan product, and term. Minimum loan amount for 180 month term is $20,000 and the lowest available rate is 6.24% APR as of 6/20/2017. 180 monthly payments of $8.57 per $1000 borrowed or $171.38 per month. Rates include all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.
3 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Federally Insured by NCUA