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  • Recreational Loans 2018-12-12T14:03:31+00:00

    Recreational Loans
    The Great Outdoors is Calling

    Finance a New Snowmobile or ATV/UTV for Under $80/Month1

    Apply Now

    Call 800.845.5025

    Boats, Campers, RVs

    Recreational Loan Rates for Boats, Campers, and RVs
    Model YearMin. Loan Amt.Max. TermAPR2
    2014-2018$5,00060 months5.50%
    $15,000120 months5.50%
    $20,000144 months5.74%
    $20,000180 months6.24%
    2010-2013$5,00060 months6.00%
    $15,000120 months7.00%
    2009 or older$5,00060 months7.00%
    Accurate as of 10/12/20182

    eStatements and automatic payments are required to receive the above rates.

    ATV/UTVs, Personal Watercraft, Snowmobiles

    Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
    TermMin. Loan Amt.APR1
    36 months$5,0004.99%
    48 months$5,0005.49%
    60 months$5,0005.99%
    72 months$5,0006.49%
    84 months$5,0007.99%
    Accurate as of 10/12/20181

    eStatements and automatic payments are required to receive the above rates.

    How Does the Process Work?

    Step 1: Find the Loan for You

    Look through the rate tables above or call 800.845.5025 to speak with an expert.

    Step 2: Complete Your Application

    You can apply online, over the phone, or at a branch in five minutes.

    Step 3: Get Approved

    We’ll review your application and other factors. This only takes one business day.

    Step 4: You Get Your Money

    Once everything is signed and approved, you’ll get the money.

    Step 5: Experience the Outdoors

    Get out there and explore.

    Fees

    See our Fee Schedule for a list of fees you may encounter.

    FAQs: You Asked. We Answered.

    Do I have to be preapproved for my loan before I start shopping? 2017-06-29T11:19:33+00:00

    No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.

    Can I pay off my loan quicker than the payment schedule? 2018-08-13T09:09:25+00:00

    Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

    Can’t find what you’re looking for? Ask us! 2017-08-15T16:52:05+00:00

    Disclosures

    1 APR = Annual Percentage Rate. 4.99% APR is the lowest rate available for 36 months and 7.99% APR is the lowest rate available for 84 months as of 10/12/2018. Minimum loan amount for 84 month term is $5,000. 84 monthly payments of $15.58 per $1000 borrowed or $77.91 per month. Rate includes all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.

    2 APR = Annual Percentage Rate. The rates quoted above are our lowest available and include a 0.25% discount for active checking3, and a 1% discount for automatic payments. Rates are subject to change and vary based on individual credit, loan product, and term. Minimum loan amount for 60 month term is $5,000 and the lowest available rate is 5.50% APR as of 10/12/2018. 60 monthly payments of $19.10 per $1000 borrowed or $95.51 per month. Rates include all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.