RECREATIONAL LOANS

Take the scenic route.

Discover new sights with a Recreational Loan.

Questions? We can help.

Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model Year	Min. Loan Amt.	Max. Term¹	APR As Low As	Monthly Payment¹
2020 or newer	$5,000	60 months	8.24%	$101.96
	$15,000	120 months	10.24%	$200.22
	$20,000	144 months	10.74%	$247.64
	$20,000	180 months	11.49%	$233.51
2016-2019	$5,000	60 months	8.74%	$103.16
	$15,000	120 months	10.74%	$204.42
	$50,000	180 months	11.74%	$591.75
2015 or older	$5,000	60 months	9.49%	$104.98
2015 or older	$25,000	120 months	10.74%	$340.71
Accurate as of 12/11/2023

Loan payment Loan comparison Debt-to-income

eStatements and automatic payments are required to receive the above rates.

ATVs/UTVs, Personal Watercrafts, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term²	APR As Low As	Monthly Payment²
24 months	8.74%	$227.83
36 months	9.24%	$159.56
48 months	9.74%	$126.19
60 months	10.24%	$106.83
72 months	10.74%	$94.51
84 months	11.24%	$86.24
Accurate as of 12/11/2023

Loan payment Loan comparison Debt-to-income

eStatements and automatic payments are required to receive the above rates.

How does the process work?

Step 1: Find the loan for you

Look through the rate tables above or call 800.845.5025 to speak with an expert.

Step 2: Complete your application

You can apply now, over the phone, or at a branch in five minutes.

Step 3: Get approved

We’ll review your application and other factors. This only takes one business day.

Step 4: You get your money

Once everything is signed and approved, you’ll get the money.

Step 5: Experience the outdoors

Get out there and explore.

Available loan features

GAP Protection

Cover the difference between your insurance settlement and loan balance in the event of a full loss.

See more info

Debt Protection

We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.

Start a claim now

FAQs: You asked. We answered.

Do I have to be preapproved for my loan before I start shopping?

No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.

Can I pay off my loan quicker than the payment schedule?

Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

How do I receive my title or a lien release for my vehicle?

There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.

Disclosures

See our Fee Schedule for a list of fees you may encounter.

APR = Annual Percentage Rate.

^* Accurate as of: 12/11/2023. Source: Datatrac

¹Rates are current as of 12/11/2023 and are subject to change. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.

²Rates are current as of 12/11/2023. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.