RECREATIONAL LOANSYour next adventure starts here.Embrace the outdoors with our flexible financing options. Apply nowLearn more: Schedule a chat Call 800.845.5025Boats, Campers, RVsRecreational Loan Rates for Boats, Campers, and RVsModel YearMin. Loan Amt.Max. Term1APR As Low AsMonthly Payment12019 or newer$5,00060 months6.74%$98.39$15,000120 months8.49%$185.90$20,000144 months9.49%$233.16$20,000180 months9.99%$214.802015-2018$5,00060 months7.24%$99.57$15,000120 months9.24%$191.97$50,000180 months10.24%$544.672014 or older$5,00060 months7.99%$101.36$25,000120 months9.74%$326.79Accurate as of 03/21/2023 Calculators Loan payment Loan comparison Debt-to-incomeeStatements and automatic payments are required to receive the above rates.ATVs/UTVs, Personal Watercrafts, SnowmobilesRecreational Loan Rates for ATVs, UTVs, Personal Watercraft and SnowmobilesTerm2APR As Low AsMonthly Payment224 months7.24%$224.4136 months7.74%$156.0848 months8.24%$122.6360 months8.74%$103.1672 months9.24%$90.7284 months9.74%$82.34Accurate as of 03/21/2023 Calculators Loan payment Loan comparison Debt-to-incomeeStatements and automatic payments are required to receive the above rates.How does the process work?Step 1: Find the loan for youLook through the rate tables above or call 800.845.5025 to speak with an expert.Step 2: Complete your applicationYou can apply online, over the phone, or at a branch in five minutes.Step 3: Get approvedWe’ll review your application and other factors. This only takes one business day.Step 4: You get your moneyOnce everything is signed and approved, you’ll get the money.Step 5: Experience the outdoorsGet out there and explore.Available loan featuresGAP ProtectionCover the difference between your insurance settlement and loan balance in the event of a full loss. See more info Debt ProtectionWe offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection. Start a claim now FAQs: You asked. We answered. a Do I have to be preapproved for my loan before I start shopping? No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business. a Can I pay off my loan quicker than the payment schedule? Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run. a How do I receive my title or a lien release for my vehicle? There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs. a Can’t find what you’re looking for? Ask us! Notice: JavaScript is required for this content. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. DisclosuresSee our Fee Schedule for a list of fees you may encounter.APR = Annual Percentage Rate. * Accurate as of: . Source: Datatrac 1Rates are current as of 03/21/2023 and are subject to change. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination. 2Rates are current as of 03/21/2023. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.
