family sitting around a campfire at night

RECREATIONAL LOANS

Say yes to the outdoors.

Finance a recreational vehicle and go 90 days payment-free‍3!

Questions? We can help.

Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model YearMin. Loan Amt.Max. Term‍1APR As Low AsMonthly Payment‍1
2020 or newer$5,00060 months8.24%$101.96
$15,000120 months10.24%$200.22
$20,000144 months10.74%$247.64
$20,000180 months11.49%$233.51
2016-2019$5,00060 months8.74%$103.16
$15,000120 months10.74%$204.42
$50,000180 months11.74%$591.75
2015 or older$5,00060 months9.49%$104.98
$25,000120 months10.74%$340.71
Accurate as of 03/18/2024

Calculators

ATVs/UTVs, Personal Watercrafts, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term‍2APR As Low AsMonthly Payment‍2
24 months8.74%$227.83
36 months9.24%$159.56
48 months9.74%$126.19
60 months10.24%$106.83
72 months10.74%$94.51
84 months11.24%$86.24
Accurate as of 03/18/2024

Calculators

How does the process work?

Step 1: Find the loan for you

Look through the rate tables above or call 800.845.5025 to speak with an expert.

Step 2: Complete your application

You can apply now, over the phone, or at a branch in five minutes.

Step 3: Get approved

We’ll review your application and other factors. This only takes one business day.

Step 4: You get your money

Once everything is signed and approved, you’ll get the money.

Step 5: Experience the outdoors

Get out there and explore.

Available loan features

cuna mutual

GAP Protection

Cover the difference between your insurance settlement and loan balance in the event of a full loss.

See more info
cuna mutual

Debt Protection

We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.

Start a claim now

FAQs: You asked. We answered.

No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.

Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.

Disclosures

See our Fee Schedule for a list of fees you may encounter.

APR = Annual Percentage Rate.

* Accurate as of: 03/18/2024. Source: Datatrac

  1. Rates are current as of 03/18/2024 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.
  2. Rates are current as of 03/18/2024 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.
  3. Make no recreational vehicle loan payments for up to 90 days upon request. Offer does not apply to recreational vehicle loans currently financed at Connexus Credit Union. Deferred payments must be requested at the time of application, may not exceed 90 days, and are subject to credit approval. Interest begins accruing upon disbursal of loan. Some restrictions may apply.