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  • Recreational Loans 2017-07-18T08:07:29+00:00

    Recreational Loans
    Experience the Outdoors

    Payments for an ATV/UTV Start Under $80/Month1

    Call 800.845.5025

    Lowest Available Rates

    Boats

    5.50% APR2

    Campers

    5.50% APR2

    RVs

    5.50% APR2

    ATV / UTVs

    4.99% APR1

    Personal Watercraft

    4.99% APR1

    Snowmobiles

    4.99% APR1

    Boats, Campers, RVs

    Recreational Loan Rates 2
    Model YearMin. Loan Amt.Max. TermAPR2
    2013-2017$5,00060 months5.50%
    $15,000120 months5.50%
    $20,000144 months5.74%
    $20,000180 months6.24%
    2009-2012$5,00060 months6.00%
    $15,000120 months7.00%
    2008 or older$5,00060 months7.00%
    Accurate as of 07/14/20172

    Active checking3 and automatic payments required to receive the above rates.

    ATV/UTVs, Personal Watercraft, Snowmobiles

    Recreational Loans
    TermMin. Loan Amt.APR1
    36 months$5,0004.99%
    48 months$5,0005.49%
    60 months$5,0005.99%
    72 months$5,0006.49%
    84 months$5,0007.99%
    Accurate as of 07/14/20171

    Active checking3 and automatic payments required to receive the above rates.

    How Does the Process Work?

    Step 1: Find the Loan for You

    Look through the rate tables above or call 800.845.5025 to speak with an expert.

    Step 2: Complete Your Application

    You can apply online, over the phone, or at a branch in five minutes.

    Step 3: Get Approved

    We’ll review your application and other factors. This only takes one business day.

    Step 4: You Get Your Money

    Once everything is signed and approved, you’ll get the money.

    Step 5: Experience the Outdoors

    Get out there and explore.

    Fees

    See our Fee Schedule for a list of fees you may encounter.

    FAQs: You Asked. We Answered.

    Do I have to be preapproved for my loan before I start shopping? 2017-06-29T11:19:33+00:00

    No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.

    Can I pay off my loan quicker than the payment schedule? 2017-06-29T11:19:40+00:00

    Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

    1 APR = Annual Percentage Rate. The rates quoted above are our lowest available and include a 1% discount for active checking3, and a 2% discount for automatic payments. Rates are subject to change and vary based on individual credit, loan product, and term. Minimum loan amount for 84 month term is $5,000 and the lowest available rate is 7.99% APR as of 6/20/2017. 84 monthly payments of $15.58 per $1000 borrowed or $77.91 per month. Rates include all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.

    2 APR = Annual Percentage Rate. The rates quoted above are our lowest available and include a 0.25% discount for active checking3, and a 1% discount for automatic payments. Rates are subject to change and vary based on individual credit, loan product, and term. Minimum loan amount for 180 month term is $20,000 and the lowest available rate is 6.24% APR as of 6/20/2017. 180 monthly payments of $8.57 per $1000 borrowed or $171.38 per month. Rates include all available discounts. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Other loan rates and terms available. Rates are subject to approval and may vary based on your individual credit, term, and relationship level. Certain restrictions apply. Offer subject to underwriting. Offer subject to change or termination.

    3 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.