RECREATIONAL LOANSSay yes to the outdoors.Finance a recreational vehicle and go 90 days payment-free3! Apply now View ratesQuestions? We can help. Contact us Book a callBoats, Campers, RVsRecreational Loan Rates for Boats, Campers, and RVsModel YearMin. Loan Amt.Max. Term1APR As Low AsMonthly Payment12020 or newer$5,00060 months8.24%$101.96$15,000120 months10.24%$200.22$20,000144 months10.74%$247.64$20,000180 months11.49%$233.512016-2019$5,00060 months8.74%$103.16$15,000120 months10.74%$204.42$50,000180 months11.74%$591.752015 or older$5,00060 months9.49%$104.98$25,000120 months10.74%$340.71Accurate as of 03/29/2024 Calculators What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment. How do the loans stack up? Compare loan variables and get the complete picture with our calculator. What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.ATVs/UTVs, Personal Watercrafts, SnowmobilesRecreational Loan Rates for ATVs, UTVs, Personal Watercraft and SnowmobilesTerm2APR As Low AsMonthly Payment224 months8.74%$227.8336 months9.24%$159.5648 months9.74%$126.1960 months10.24%$106.8372 months10.74%$94.5184 months11.24%$86.24Accurate as of 03/29/2024 Calculators What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment. How do the loans stack up? Compare loan variables and get the complete picture with our calculator. What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.How does the process work?Step 1: Find the loan for youLook through the rate tables above or call 800.845.5025 to speak with an expert.Step 2: Complete your applicationYou can apply now, over the phone, or at a branch in five minutes.Step 3: Get approvedWe’ll review your application and other factors. This only takes one business day.Step 4: You get your moneyOnce everything is signed and approved, you’ll get the money.Step 5: Experience the outdoorsGet out there and explore.Available loan featuresGAP ProtectionCover the difference between your insurance settlement and loan balance in the event of a full loss. See more info Debt ProtectionWe offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection. Start a claim now FAQs: You asked. We answered. a Do I have to be preapproved for my loan before I start shopping? No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business. a Can I pay off my loan quicker than the payment schedule? Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run. a How do I receive my title or a lien release for my vehicle? There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs. DisclosuresSee our Fee Schedule for a list of fees you may encounter.APR = Annual Percentage Rate. * Accurate as of: 03/29/2024. Source: Datatrac Rates are current as of 03/29/2024 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination. Rates are current as of 03/29/2024 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination. Make no recreational vehicle loan payments for up to 90 days upon request. Offer does not apply to recreational vehicle loans currently financed at Connexus Credit Union. Deferred payments must be requested at the time of application, may not exceed 90 days, and are subject to credit approval. Interest begins accruing upon disbursal of loan. Some restrictions may apply. + Expand