Mortgage Refinance Calculator2022-01-06T08:57:14-06:00

Mortgage Refinance Calculator

Are you thinking about refinancing your mortgage? Our Mortgage Refinance Calculator can help you decide if a refi makes financial sense. Enter your details to learn when you’d break even and how much you could save if you refinanced.

Mortgage Loan Rates
TermRates As Low AsAPR1Monthly Payment1
30-year fixed4.875%4.938%$529.21
20-year fixed4.625%4.709%$639.42
15-year fixed4.125%4.194%$745.97
3/3 ARM2.990%5.100%$421.06
5/3 ARM3.250%4.844%$435.21
7/3 ARM3.500%4.683%$449.04
12-year fixed/Rapid Refi3.990%4.020%$787.54
10-year fixed/Rapid Refi3.740%3.775%$900.13
8-year fixed/Rapid Refi3.490%3.533%$1,075.82
Accurate as of 5/20/20221

Rates subject to change without notice

Your next steps

If you’re ready, start your online mortgage application now. Otherwise, we have more information available to guide you through the mortgage process.

Apply now See more info


1APR = Annual Percentage Rate. Advertised rates reflects all available discounts and is current as of 5/20/2022. Rates and terms subject to change. Rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland.