Why Should I Choose Connexus?
Earn Up to 1.75% APY1
Far above the national average, this is one of the highest yields you’ll find.
Say Goodbye to Fees
No monthly maintenance fee. No minimum balance requirement. Fees aren’t our style.
54,000+ Surcharge-Free ATMs
There are in-network ATMs across the country. Find an ATM near you.
Best Checking Accounts of 2019
“Connexus Credit Union checking accounts are stellar, with the potential to earn high rates.”
Which Account Fits You Best?
Requirements to Earn Yield
Monthly ATM Rebates2
Free Connexus ATM Transactions
Free Non-Connexus Monthly ATM Transactions
Free Visa™ Debit Card
Free Digital Banking
Free Overdraft Transfers With Linked Accounts
Take Your Account On the Go
Access and control your money from anywhere, 24/7.
- Free Mobile Deposit
- Free Online Bill Pay
- Free Transfers
“The app addresses all my needs wherever I am.”
Member Success Stories
“I feel there is nothing Connexus wouldn’t take care of for me, which has made the transfer of my accounts from my previous bank an easy decision.”
“Very happy to have Connexus Credit Union to put my money as they believe in treating their customers with respect and dignity.”
FAQs: You Asked. We Answered.
Yes, there are three ways you can protect yourself from overdrafts.
- Link your savings and checking accounts. If you overdraft, we will automatically transfer money from your savings to your checking to cover the balance — for free. You can link your accounts by calling us at 800.845.5025.
- Apply for an Overdraft Line of Credit. The credit limit ranges from $300-$1,000 with an interest rate of 18.00% APR4. To add this protection, apply for an overdraft line of credit online or call us at 800.845.5025.
- Privilege Pay overdraft service. This service will be automatically added to all checking and money market accounts beginning June 3, 2019. Privilege Pay may authorize and pay your check, ACH, and Bill Pay transactions even though they overdraw your account. An overdraft fee from Connexus of $29.95 per occurrence may still apply with Privilege Pay. Privilege Pay does not automatically cover debit card and ATM transactions but you can add this to your coverage by calling 800.845.5025.
Yes, both the Xtraordinary and MyRewards accounts earn 1.75% APY1 and 1.35% APY3 respectively on balances up to $25,000. Any money above the $25,000 limit earns 0.25% APY. Dividends are compounded and paid monthly.
If you don’t meet the requirements on any given month, your yield will simply decrease to 0.20% APY for that month, and you will not receive the $25 of ATM surcharge rebates that month. There are no fees for not meeting monthly requirements.
Yes, your first debit card is free. However, a replacement card costs $10.
See our Fee Schedule for a list of fees you may encounter.
1 Annual Percentage Yield (APY) accurate as of 4/15/2019. Xtraordinary Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of fifteen (15) debit card purchases, one (1) direct deposit, and one (1) third party Connexus Online Bill Pay debit which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.75% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.
2 ATM surcharge rebates only apply to ATMs within the United States.
3 Annual Percentage Yield (APY) accurate as of 4/15/2019. MyRewards Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of ten (10) debit card purchases and one (1) direct deposit or ACH automatic withdrawal which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.35% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.