Earn x More By Choosing Connexus*
Why Should I Choose Connexus?
Earn Up to 1.75% APY1Far above the national average, this is one of the highest yields you’ll find.
Say Goodbye to FeesNo Connexus ATM fees. No maintenance fees. No minimum balance requirements. Fees aren’t our style.
54,000+ Surcharge-Free ATMsThere are in-network ATMs across the country. Find an ATM near you.
Best Credit Union in the U.S.
After three consecutive years as the runner-up on Kiplinger’s list of the nation’s Best Credit Unions, Connexus earned the top spot in 2020.
Which Account Fits You Best?
Requirements to Earn Yield
15 debit card purchases
Monthly Rebates of ATM Provider Surcharges3
Free Connexus ATM Transactions
Free Non-Connexus Monthly ATM Transactions
Free Visa™ Debit Card
Free Digital Banking
Free Overdraft Transfers With Linked Accounts
Take Your Account On the Go
Access and control your money from anywhere, 24/7.
- Free Mobile Deposit
- Free Online Bill Pay
- Free Transfers
“The app addresses all my needs wherever I am.”
Member Success Stories
“I feel there is nothing Connexus wouldn’t take care of for me, which has made the transfer of my accounts from my previous bank an easy decision.”
“Very happy to keep my money at Connexus Credit Union, as they believe in treating their customers with respect and dignity.”
FAQs: You Asked. We Answered.
Yes, there are three ways you can protect yourself from overdrafts.
- Link your savings and checking accounts. If you overdraft, we will automatically transfer money from your savings to your checking to cover the balance — for free. You can link your accounts by calling us at 800.845.5025.
- Apply for an Overdraft Line of Credit. The credit limit ranges from $300-$1,000 with an interest rate of 18.00% APR4. To add this protection, apply for an overdraft line of credit online or call us at 800.845.5025.
- Privilege Pay overdraft service. This service will be automatically added to all checking and money market accounts beginning June 3, 2019. Privilege Pay may authorize and pay your check, ACH, and Bill Pay transactions even though they overdraw your account. An overdraft fee from Connexus of $29.95 per occurrence may still apply with Privilege Pay. Privilege Pay does not automatically cover debit card and ATM transactions but you can add this to your coverage by calling 800.845.5025.
The Xtraordinary account earns 1.75% APY1 on balances up to $25,000. Any money above the $25,000 limit earns 0.25% APY1. The Teen account earns 2.00% APY2 on balances up to $1,000. Any money above the $1,000 limit earns 0.25% APY2.
If you don’t meet the requirements for any given month, you will simply earn no yield that month, and you will not receive the $25 of ATM surcharge rebates that month. There are no fees for not meeting monthly requirements.
Members age 10-17 are eligible for a Teen Checking Account. When members turn 18, the Teen account will automatically transition into an Innovative Checking Account.
Yes, your first debit card is free. However, a replacement card costs $10.
See our Fee Schedule for a list of fees you may encounter.
* Accurate as of: . Source: Datatrac.
1To earn the applicable dividend rate and Annual Percentage Yield (APY), subscription to e-statements and either a minimum of fifteen (15) debit card purchases or $400 in net spend purchases using your debit card are required. ATM transactions not included. You must meet the preceding account requirements to earn dividends. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change. If your account balance is $25,000 or less, a dividend rate of 1.738% will be paid on your account balance; resulting in an APY of 1.75% for the dividend period. A dividend rate of 0.25% will be paid only on the portion of your account balance that is greater than $25,000; resulting in a prospective APY ranging from 1.00% to 1.75%, depending on the balance in your account during the dividend period.
2Annual Percentage Yield (APY) accurate as of 3/4/2020. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. If your account balance is $1,000 or less, a dividend rate of 1.985% will be paid on your account balance; resulting in an APY of 2.00% for the dividend period. A dividend rate of 0.25% will be paid only on the portion of your account balance that is greater than $1,000; resulting in a prospective APY ranging from 0.43% to 2.00%, depending on the balance in your account during the dividend period. Rates subject to change.
3ATM surcharge rebates only apply to ATMs within the United States.