4 Reasons to Use Connexus Checking
No matter where you have a Checking Account, moving it to Connexus is easy. But why switch?
Yields as High as 1.75% APY1
The average checking yield among the largest banks is just 0.04% APY5.
54,000+ Surcharge-Free ATMs
Wherever you are, there’s an in-network ATM nearby.
Connexus Digital Banking
You get free access to one of the most innovative digital banking platforms available.
Best Credit Union of 2018
NerdWallet listed Connexus among the year’s best of the best.
Which Account Fits You Best?
XtraordinaryOur highest yield and most popular account.
MyRewardsA strong yield with fewer requirements.
InnovativeA simple account. No requirements. No hassle.
Monthly Rewards Earned
Monthly Requirements to Earn Rewards
Free Connexus ATM Transactions
Free Non-Connexus Monthly ATM Transactions
Digital Banking makes managing your money easier than ever.
Person to Person Payments
Send money to virtually anyone via text or email.
Works with Apple Pay®, Samsung Pay®, and Android Pay™.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
All it takes to deposit a check is snapping a pic on your phone.
Forget checks, envelopes, and stamps. Pay your bills online.
Get text and email alerts to track your account activity.
Send money to and from accounts you have at or outside of Connexus.
FAQs: You Asked. We Answered.
If you qualify for the rewards listed in the comparison table above, balances up to $25,000 earn 1.75% APY1. Any money above the limit of $25,000 earns 0.25% APY. If you do not qualify for the rewards, your total balance will earn 0.20% APY. Dividends are compounded and paid monthly.
No, you will not get a fee. Your yield will simply decrease to 0.20% APY1,3 for that month and you will not receive the $25 of ATM surcharge rebates2 that month.
Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Yes, your first debit card is free. However, a replacement card costs $10.
1 Annual Percentage Yield (APY) accurate as of 1/7/2019. Xtraordinary Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of fifteen (15) debit card purchases, one (1) direct deposit, and one (1) third party Connexus Online Bill Pay debit which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.75% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.
2 ATM surcharge rebates only apply to ATMs within the United States.
3 Annual Percentage Yield (APY) accurate as of 1/7/2019. MyRewards Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of ten (10) debit card purchases and one (1) direct deposit or ACH automatic withdrawal which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.35% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.
4 APR = Annual Percentage Rate. Maximum loan amount $10,000. Finance charge begins to accrue on the date an advance is made on the line. Overdraft Transfer fee of $8.95 applies to each transfer. No annual fee. Loan subject to approval and qualifications. Certain restrictions may apply.
5 National averages based on Value Penguin “Average Bank Interest Rates in 2018: Checking, Savings, Money Market, and CD Rates” article: www.valuepenguin.com/banking/average-bank-interest-rates