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  • Checking Account 2018-10-19T10:25:00+00:00

    Checking Accounts
    Get Up to $200 to Refer Your Friends to Connexus Checking*

    All They Have to Do is Open a Qualifying Account*

    Apply Now

    Call 800.845.5025

    Get Paid to Refer Your Friends to Connexus

    If you refer a friend to Connexus, and your friend opens an Xtraordinary or MyRewards Checking Account, you’ll both get $50*. In fact, you can refer up to four friends for a total of $200*. And it’s easy! All your friends have to do is use promo code RAF50, choose “Referral” when asked how they heard about the product, and enter your name when asked who referred them. Share the love today!

    4 Reasons to Use Connexus Checking

    No matter where you have a Checking Account, moving it to Connexus is easy. But why switch?

    Yields as High as 1.75% APY1

    The average checking yield among the largest banks is just 0.04% APY5.

    54,000+ Surcharge-Free ATMs

    Wherever you are, there’s an in-network ATM nearby.

    Connexus Digital Banking

    You get free access to one of the most innovative digital banking platforms available.

    Best Credit Union of 2018

    NerdWallet listed Connexus among the year’s best of the best.

    Switching is easy! Our team will walk you through every step. Get started online or by giving us a call at 800.845.5025.

    Features You Get With Every Account

    Digital Banking

    Manage your money 24/7 from a smartphone, smartwatch, tablet, or computer.

    Access to 54,000+ Surcharge-Free ATMs

    Find an ATM near you.

    No Minimum Balance Required

    See fees below

    Chip-Enabled Debit Card

    Higher security means a safer account.

    Which Account Fits You Best?

    Checking Comparison Table

    Xtraordinary

    Our highest yield and most popular account.

    MyRewards

    A strong yield with fewer requirements.

    Innovative

    A simple account. No requirements. No hassle.

    Monthly Rewards Earned


    • 1.75% APY1 on up to $25,000

    • $25 in rebates for ATM surcharges2


    • 1.35% APY3 on up to $25,000

    • $25 in rebates for ATM surcharges2

    None available

    Monthly Requirements to Earn Rewards


    • 15 debit card transactions

    • 1 direct deposit

    • 1 online third-party Connexus Online Bill Pay

    • Subscription to eStatements


    • 10 debit card transactions

    • 1 direct deposit or ACH automatic withdrawal

    • Subscription to eStatements

    Not required

    Free Connexus ATM Transactions

    Unlimited

    Unlimited

    Unlimited

    Free Non-Connexus Monthly ATM Transactions

    6

    4

    4

    Apply Now

    Apply Now

    Apply Now

    Switching From a Different Bank or Credit Union?

    Moving your money from another bank or credit union to Connexus is easy.

    Checking Switch Kit

    Digital Banking

    Digital Banking makes managing your money easier than ever.

    Person to Person Payments

    Send money to virtually anyone via text or email.

    Mobile Wallet

    Works with Apple Pay®, Samsung Pay®, and Android Pay™.

    Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

    Mobile Deposit

    All it takes to deposit a check is snapping a pic on your phone.

    Bill Pay

    Forget checks, envelopes, and stamps. Pay your bills online.

    Account Notifications

    Get text and email alerts to track your account activity.

    Transfers

    Send money to and from accounts you have at or outside of Connexus.

    Fees

    See our Fee Schedule for a list of fees you may encounter.

    Add Overdraft Protection

    If your account balance gets low, your Savings Account can cover you. Call 800.845.5025 and we’ll customize a plan for you. A Personal Line of Credit could also help you avoid missed payments and bounced checks.

    FAQs: You Asked. We Answered.

    Can’t find what you’re looking for? Ask us! 2017-08-15T16:52:05+00:00

    Disclosures

    * Offer valid for new Xtraordinary or MyRewards Checking Accounts only. Referral cannot be a joint member on another member’s account nor have an existing Connexus Xtraordinary or MyRewards Account. To qualify, the referral must open an Xtraordinary or MyRewards Account with a minimum opening deposit of $500 and one direct deposit. Upon validation, $50 will be deposited into each account within 30 days. Direct deposit must be received within 90 days of referral. $50 is considered taxable income and is subject to income tax reporting. Refer a Friend program is limited to four referrals or $200 per member per calendar year. Referrer must be a current Connexus member with a checking account in good standing. Connexus employees and their families are not eligible for offer redemption. Offer subject to change or termination. Offer valid on referrals made between 8/13/2018 and 11/18/2018.

    1 Annual Percentage Yield (APY) accurate as of 10/12/2018. Xtraordinary Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of fifteen (15) debit card purchases, one (1) direct deposit, and one (1) third party Connexus Online Bill Pay debit which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.75% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.

    2 ATM surcharge rebates only apply to ATMs within the United States.

    3 Annual Percentage Yield (APY) accurate as of 10/12/2018. MyRewards Checking required products and services include enrollment in Digital Banking, eStatements, and transact a minimum of ten (10) debit card purchases and one (1) direct deposit or ACH automatic withdrawal which must be posted to your account by the last business day of the month. ATM transactions not included. You must meet the account requirements. 1.35% APY earned on qualifying accounts $25,000 or less. Accounts in excess of $25,000 earn 0.25% APY; non qualifying accounts earn 0.20% APY. No minimum balance is required. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change.

    4 APR = Annual Percentage Rate. Maximum loan amount $10,000. Finance charge begins to accrue on the date an advance is made on the line. Overdraft Transfer fee of $8.95 applies to each transfer. No annual fee. Loan subject to approval and qualifications. Certain restrictions may apply.

    5 National averages based on Value Penguin “Average Bank Interest Rates in 2018: Checking, Savings, Money Market, and CD Rates” article: www.valuepenguin.com/banking/average-bank-interest-rates