couple at home reading on couch

RATE DISCOUNT OFFER

Save on your rate while you cover the cost.

Act now to save an additional 0.25%‍7 on Personal Loan rates. Apply with promo code PERSONAL25.

9.74%

APR as low as‍7

24 hr

Fast approval

3 mins

Application time

Apply for a Personal Loan

Secure & simple online application

couple reading on couch

RATE DISCOUNT OFFER

Save on your rate while you cover the cost.

Act now to save an additional 0.25%‍7 on Personal Loan rates. Apply with promo code PERSONAL25.

9.74%

APR as low as‍7

24 hr

Fast approval

3 min

Application time

Apply for a Personal Loan

Secure & simple online application

current Rates

Unsecured Personal Loans

Unsecured Personal Loan .25 PROMO Rates
TermAPR‍7 As Low AsPayment Per Thousand
24 Months9.74%$46.03
36 Months10.24%$32.38
48 Months10.74%$25.72
60 Months11.24%$21.86
72 Months12.24%$19.68
84 Months13.24%$18.32
Accurate as of 04/28/2026
Benefits

Why choose our Unsecured Personal Loans?

Versatile, budget-friendly funds

Cover virtually any upcoming or unexpected expenses including home repairs, medical expenses, weddings, vacations, and more. Or, consolidate high-interest credit card debt into one manageable monthly payment.

Fixed, low rates & affordable payments

For a limited time, you can enjoy a rate as low as 9.74% APR‍7 — which is significantly lower than the average credit card rate. Plus, you’ll get a fixed monthly payment that works for you.

Flexible options that work for you

With a promotional rate starting as low as 9.74% APR‍7 and flexible term options, you can design a loan that meets your borrowing needs — and won’t break your budget.

Calculators

Common loan uses

Popular ways to use a Personal Loan

One of the best perks of a Personal Loan? The versatility. Here are a few of the common ways members use these flexible funds.

Act now to save on your rate.

Don’t miss this opportunity to lock in an even lower Personal Loan rate. Apply using promo code PERSONAL25.

 Apply now
Frequently asked questions

You asked. We answered.

What will my rate be?

For a limited time‍7, Personal Loan rates range from 9.74% to 18.49% APR. Your rate is determined by many factors, including application information, credit history, and selected loan term and amount.

Can I pay off my loan quicker than the payment schedule?

Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

What is the difference between a Personal Loan and a Personal Line of Credit?

A Personal Loan has a set number of payments called the loan term (for example, 48 months). After you have made all 48 payments your loan is paid off and closed. A Personal Line of Credit has a minimum monthly payment, but no set term. You can advance your loan funds, pay it off, and repeat. It gives payment flexibility by allowing you to make the minimum payment or more, up to the full balance. The line stays open until you request it be closed.

What information do I need in order to complete my application?

To complete your application, you will need to provide:

  • Desired loan amount and term
  • Personal information (name, address, DOB, SSN)
  • Contact information (phone, email)
  • Financial information (monthly income & mortgage/rent)

You can apply online, over the phone, or at any branch location.

Can I protect myself with Life, Disability, and Unemployment coverages on my loan?

Yes, debt protection is available for all Personal Loans and Lines of Credit. See more info about our coverages or start a claim now.

Rules & Disclosures

APR = Annual Percentage Rate

See our Fee Schedule for a list of fees you may encounter.

  1. To receive the additional discount of 0.25%, enter the promotional code PERSONAL25 at the time of application from April 27 – June 28, 2026. Rates effective as of 04/27/2026 and subject to change. Discounted rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Offer valid on new Unsecured Personal Loans with a minimum loan amount of $10,000 and a term of at least 24 months. Maximum loan amount is $50,000. Personal Loans currently financed with Connexus Credit Union are not eligible. Individual rates and terms may vary based on credit worthiness, loan terms, and application information and include all eligible discounts. Certain restrictions may apply. Loans may not be used for tuition expenses and interest may not be tax deductible. Be sure to contact a tax advisor on the deductibility of interest and charges. Offer is not available on Lines of Credit or Secured Personal Loans and cannot be combined with any other offers or discounts. Offer subject to change or termination.