Special: Closing Cost Savings Offer

Save up to $600 on your Mortgage.

Unlock limited-time‍4 closing cost savings of up to $600 on your Mortgage when you apply using promo code SAVEONCLOSING.

3%

Down payment‍3

5 mins

Application time

5.372%

APR* as low as‍1

Apply for a MortgageTalk to a loan officer

Secure & simple online application

two adults pouring coffee in the morning

Special: Closing Cost Savings Offer

Save up to $600 on your Mortgage.

Unlock limited-time closing cost savings of up to $600 on your Mortgage when you apply using promo code SAVEONCLOSING‍4.

3%

Down payment‍3

5 mins

Application time

5.372%

APR as low as‍1

Apply for a Mortgage Talk to a loan officer

Secure & simple online application

Mortgage rates

Current rates

Adjustable-Rate (ARMs)

Fixed initial rate is subject to adjustment after a set period‍2

Fixed-Rate

Interest rate won’t change for the duration of the loan

Planning tools

Helpful calculators

Features & benefits

Why choose Connexus for your next Mortgage?

Ready to save up to $600 at closing?

Apply for your Mortgage using promo code SAVEONCLOSING to take advantage of this limited-time‍4 savings offer, or talk to a loan officer today.

 Apply for a mortgageTalk to a loan officer
Your mortgage team

Meet our loan officers

Expert Tips

Which Mortgage works for you?

Different home loans offer different benefits, and what works for one borrower may not be best for the next.

To learn about common Mortgage options and understand the best scenarios for both, watch Katie Robinson, Senior Mortgage Lending Officer at Connexus, discuss the differences.

Katie Robinson

Katie Robinson

Mortgage Loan Officer
NMLS #837974

Hello, my name is Katie Robinson, and my goal is to ensure that members get into the loan program that fits their needs. I will provide a smooth and stress- free mortgage process for all members — whether you are a first-time home buyer or a current homeowner looking to save money. Communication is the key to the mortgage process, and ensuring the lines of communication stay intact throughout is very important to me. I look forward to exceeding each of my members’ expectations.

Read more
800.845.5025 Ext. 4796
KatieR@connexuscu.org
Physical: 1 Corporate Dr
Wausau, WI 54401
Mailing: PO Box 8026
Wausau, WI 54402-8026
Schedule a call
Tawnya Swope

Tawnya Swope

Mortgage Loan Officer
NMLS #470173

Hello! My name is Tawnya Swope, and my experience in mortgage lending allows me to guide you to a mortgage solution that best fits your needs. I strive to make the process smooth, and I welcome your questions. Whether you are a new home buyer or looking to refinance your current home, I am committed to providing exceptional service.

Read more
800.845.5025 Ext. 4765
TawnyaS@connexuscu.org
Physical: 1 Corporate Dr
Wausau, WI 54401
Mailing: PO Box 8026
Wausau, WI 54402-8026
Schedule a call
Jon Novetske

Jon Novetske

Mortgage Loan Officer
NMLS #580793

I have been in the banking industry for almost 20-yrs and in the mortgage industry for nearly 15-yrs. I am confident that I can assist you with your mortgage needs and give you good guidance through the process of purchasing or refinancing. I take a genuine interest in clients, to understand their needs and objectives, to help them exceed their expectations. I accomplish this through hard work that results in excellent, timely, and efficient services. This results in empowered clients who are equipped to achieve their financial goals.

Read more
715.679.9662
Jon.Novetske@connexuscu.org
Physical: 1 Corporate Dr
Wausau, WI 54401
Mailing: PO Box 8026
Wausau, WI 54402-8026
Schedule a call
Crysti Elder

Crysti Elder

Mortgage Loan Officer
NMLS #586286

My name is Crysti Elder. I have been in the mortgage industry for 25 years working exclusively with credit unions. My main goal is to make the process of purchasing or refinancing your home as seamless as possible offering clear and open communication along the way. I am committed to guide you through the mortgage process with care and expertise. Please contact me today with any of your real estate needs!

Read more
715.679.9482
Crysti.Elder@connexuscu.org
Physical: 1 Corporate Dr
Wausau, WI 54401
Mailing: PO Box 8026
Wausau, WI 54402-8026
Schedule a call
Quick help

Looking for more information?

Learn more about buying a home

8 Steps of Home Buying (and How to Make Them Easier)

We break down eight of the most important steps of home buying and give you an easier way to complete them.

6 Modern Mortgage Myths You Shouldn’t Fall For

If you’re getting ready to buy a new home, knowing as much as possible about the mortgage process is essential. Our article breaks down some common mortgage myths so you can confidently search for your dream home and easily navigate the lending process.

Pre-Qualify vs. Pre-Approve: What’s the Difference?

When home buying, knowing whether to get pre-qualified or pre-approved could be the difference between landing your dream home and losing it to another buyer.

FAQs: You Asked. We Answered.

Do you refinance existing mortgages?

Yes, we offer home loan refinancing. Please see our Mortgage Refinance page for more information.

Can I apply for a loan before I find a property to purchase?

Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We’ll issue a pre-approval letter online instantly. You can use the pre-approval letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-approval for a mortgage may give more weight to any offer to purchase that you make.


When you find the perfect home, you’ll simply call your Mortgage Loan Officer to complete your application. You’ll have an opportunity to lock in our great rates and fees then and we’ll complete the processing of your request.

I am a first time homebuyer. What loan programs do I qualify for?

Most of our loan programs can be used for first time homebuyer purchase transactions. Depending on your income you may qualify with as little as 3% down payment.‍3 Consult with your lender to find out what you qualify for.

What loan programs do you offer?

We offer mortgage financing for purchase and refinance transactions. With a variety of affordable fixed rate and adjustable rate mortgage options, you’re sure to find a program that fits your needs. Consult with your lender to find the best solution for you.

How is my interest rate determined?

The interest rate you pay on your mortgage is based on a variety of factors. Your lender will review your individual credit circumstances, including down payment, loan term and type, current market rates, and provide you financing options to best fit your needs.

What is a credit score and how will my credit score affect my application?

A credit score is one of the pieces of information that we’ll use to evaluate your application. Financial institutions have been using credit scores to evaluate credit card and auto applications for many years, but only recently have mortgage lenders begun to use credit scoring to assist with their loan decisions.


Credit scores are based on information collected by credit bureaus and information reported each month by your creditors about the balances you owe and the timing of your payments. A credit score is a compilation of all this information converted into a number that helps a lender to determine the likelihood that you will repay the loan on schedule. The credit score is calculated by the credit bureau, not by the lender. Credit scores are calculated by comparing your credit history with millions of other consumers. They have proven to be a very effective way of determining credit worthiness.


Some of the things that affect your credit score include your payment history, your outstanding obligations, the length of time you have had outstanding credit, the types of credit you use, and the number of inquiries that have been made about your credit history in the recent past.


Credit scores used for mortgage loan decisions range from approximately 300 to 900. Generally, the higher your credit score, the lower the risk that your payments won’t be paid as agreed.


Using credit scores to evaluate your credit history allows us to quickly and objectively evaluate your credit history when reviewing your loan application. However, there are many other factors when making a loan decision and we never evaluate an application without looking at the total financial picture of a member.

How long will it take to process my loan application?

Processing your application can vary by lender and market conditions. The typical timeframe from application to closing ranges from 30 to 60 days.

Disclosures

*APR = Annual Percentage Rate

* Calculated based on the difference between the amount paid in interest between Connexus Credit Union’s rate at 5.498% APR compared to 6.236% APR for the National market average over the life of a $250,000 mortgage over 360 months. Accurate as of: 03/16/2026. Source: Datatrac

  1. Advertised rate reflects all available discounts and is current as of 03/16/2026. Rates and terms subject to change. Rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland.
  2. Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase. Products not available in Maryland.
  3. Eligibility is dependent on loan amount, loan type, and property type requirements. With a low down payment, mortgage insurance is required and will increase loan cost and monthly payment.
  4. Offer is valid on mortgage applications submitted between 03/16/2026 and 7/26/2026 using promotion code SAVEONCLOSING. Offer valid for both purchase and refinance mortgages with a minimum loan amount of $150,000. Actual closing cost discount is based on the loan amount: $400 discount for loan amounts of $150,000.00 – $199,999.99; $500 discount for loan amounts of $200,000.00 – $299,999.99; $600 discount for loan amounts of $300,000.00 and over. Offer excludes second mortgages, lot, construction, and Rapid Refinance loans. Closing cost discount received will be in the form of a lender credit at closing and varies based on the loan amount. Offer subject to change or termination. Certain restrictions may apply.