The Teen Checking Account earns 2.00%‍² APY‍* on balances up to $1,000. Any balance above the $1,000 limit will earn 0.25%‍² APY‍*.

Individuals aged 10-17 are eligible for a Teen Checking Account. Once you turn 18, the Teen Checking Account will automatically transition to a Simply Free Checking Account.

Only a parent or legal guardian can complete an application for a Teen Checking Account on behalf of a minor.

Please note that documentation may be required for the minor and parent/legal guardian, including a Social Security Card, birth certificate, legal guardianship paperwork, and photo ID.

Yes, debit cards issued for a Teen Checking Account are free.

Yes, there are two ways you can protect yourself from overdrafts.

1. Link your Savings and Checking Accounts. If you overdraft, we will automatically transfer money from your Savings to your Checking to cover the balance for free. You can link your accounts by calling us at 800.845.5025.
2. Apply for an Overdraft Line of Credit. The credit limit ranges from $300-$1,000 with an interest rate of 18.00% APR^*. To add this protection, apply for an Overdraft Line of Credit online or call us at 800.845.5025.

* APR = Annual Percentage Rate. Maximum loan amount $10,000. Finance charge begins to accrue on the date an advance is made on the line. No annual fee. Loan subject to approval and qualifications. Certain restrictions may apply. Review the Fee Schedule for any fees that may apply.