Manage your money 24/7 from a smartphone, smartwatch, tablet, or computer.
Up to 4 fee-free withdrawals or transfers per month.
Add money on your own terms.
Your dividends are compounded monthly on balances over $1,0001.
Your money is federally insured by the National Credit Union Association up to $250,000.
|$100,000 and over||1.15%|
|$50,000 to $99,999.99||1.00%|
|$20,000 to $49,999.99||0.75%|
|$10,000 to $19,999.99||0.60%|
|$1,000 to $9,999.99||0.50%|
|$0 to $999.99||0.00%|
|Accurate as of 1/7/2019|
Active checking2 is required to receive the above yields. See disclosures for active checking requirements.
FAQs: You Asked. We Answered.
A Money Market Account is a savings account that includes the ability to write checks.
Yes, you must open the account with a minimum of $1,000. There is no penalty or fee for your balance falling beneath $1,000 after opening, but you must maintain a minimum daily balance of $1,000 to earn the disclosed Annual Percentage Yield (APY).
If the active checking2 requirements are not met, the following yields will apply:
- Balances of $100,000 and over earn 0.50% APY1
- Balances of $50,000 to $99,999.99 earn 0.40% APY1
- Balances of $20,000 to $49,999.99 earn 0.35% APY1
- Balances of $10,000 to $19,999.99 earn 0.25% APY1
- Balances of $1,000 to $9,999.99 earn 0.15% APY1
- Balances of $0 to $999.99 earn 0.00% APY1
See our Fee Schedule for a list of fees you may encounter.
1 Annual Percentage Yield (APY) accurate as of 02/09/2019 and is subject to change. See the Investment Rate Sheet for details on how to earn the highest available APY. Minimum amount to open is $1000. Fees may reduce earnings.
2 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.