RECREATIONAL LOANS
Your next adventure starts here.
Finance a recreational vehicle and embrace the outdoors.
Questions? We can help.
Today’s Boat, Camper, and RV rates
| Model Year | Min. Loan Amt. | Max. Term1 | APR As Low As |
|---|---|---|---|
| 2021 or newer | $5,000 | 60 months | 7.49% |
| $15,000 | 120 months | 9.99% | |
| $20,000 | 144 months | 10.24% | |
| $20,000 | 180 months | 10.49% | |
| 2017-2020 | $5,000 | 60 months | 7.99% |
| $15,000 | 120 months | 10.24% | |
| $50,000 | 180 months | 10.74% | |
| 2016 or older | $5,000 | 60 months | 8.74% |
| $25,000 | 120 months | 11.24% | |
| Accurate as of 12/14/2024 | |||
Calculators
- What’s my monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
Today’s ATV/UTV, Personal Watercraft, and Snowmobile rates
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
How does the process work?
Step 1: Find the loan for you
Look through the rate tables above or call 800.845.5025 to speak with an expert.
Step 2: Complete your application
You can apply for a loan online, over the phone, or at a branch in five minutes.
Step 3: Get approved
We’ll review your application and other factors. This only takes one business day.
Step 4: You get your money
Once everything is signed and approved, you’ll get the money.
Step 5: Experience the outdoors
Get out there and explore.
Available loan features
GAP Protection
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
Debt Protection
We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.
FAQs: You asked. We answered.
Do I have to be preapproved for my loan before I start shopping?
Can I pay off my loan quicker than the payment schedule?
How do I receive my title or a lien release for my vehicle?
You can receive a title or lien release in several ways, depending on whether your loan is active or paid off and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.