RECREATIONAL LOANS
Your next adventure starts here.
Open a Recreational Loan and enjoy no payments for 90 days.3
Questions? We can help.
Current Boat, Camper, and RV rates
| Model Year | Min. Loan Amt. | Max. Term1 | APR As Low As |
|---|---|---|---|
| 2022 or newer | $5,000 | 60 months | 6.99% |
| $15,000 | 120 months | 9.49% | |
| $20,000 | 144 months | 9.74% | |
| $20,000 | 180 months | 9.99% | |
| 2018-2021 | $5,000 | 60 months | 7.49% |
| $15,000 | 120 months | 9.74% | |
| $50,000 | 180 months | 10.24% | |
| 2017 or older | $5,000 | 60 months | 8.24% |
| $25,000 | 120 months | 10.74% | |
| Accurate as of 10/05/2025 | |||
Calculators
- What’s my monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
Current ATV/UTV, Personal Watercraft, and Snowmobile rates
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
How does the process work?
Step 1: Find the loan for you
Look through the rate tables above or call 800.845.5025 to speak with an expert.
Step 2: Complete your application
You can apply for a loan online, over the phone, or at a branch in five minutes.
Step 3: Get approved
We’ll review your application and other factors. This only takes one business day.
Step 4: You get your money
Once everything is signed and approved, you’ll get the money.
Step 5: Experience the outdoors
Get out there and explore.
Available loan features
GAP Protection
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
Debt Protection
We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.