RECREATIONAL LOANS
Your next adventure starts here.
Open a Recreational Loan and enjoy no payments for 90 days.3
Questions? We can help.
Current Boat, Camper, and RV rates
| Model Year | Min. Loan Amt. | Max. Term1 | APR As Low As |
|---|---|---|---|
| 2022 or newer | $5,000 | 60 months | 6.99% |
| $15,000 | 120 months | 9.49% | |
| $20,000 | 144 months | 9.74% | |
| $20,000 | 180 months | 9.99% | |
| 2018-2021 | $5,000 | 60 months | 7.49% |
| $15,000 | 120 months | 9.74% | |
| $50,000 | 180 months | 10.24% | |
| 2017 or older | $5,000 | 60 months | 8.24% |
| $25,000 | 120 months | 10.74% | |
| Accurate as of 10/16/2025 | |||
Calculators
- What’s my monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
Current ATV/UTV, Personal Watercraft, and Snowmobile rates
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
How does the process work?
Step 1: Find the loan for you
Look through the rate tables above or call 800.845.5025 to speak with an expert.
Step 2: Complete your application
You can apply for a loan online, over the phone, or at a branch in five minutes.
Step 3: Get approved
We’ll review your application and other factors. This only takes one business day.
Step 4: You get your money
Once everything is signed and approved, you’ll get the money.
Step 5: Experience the outdoors
Get out there and explore.
Available loan features
GAP Protection
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
Debt Protection
We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.
FAQs: You asked. We answered.
Disclosures
See our Fee Schedule for a list of fees you may encounter. APR = Annual Percentage Rate
* Accurate as of: . Source: Datatrac
- Rates are current as of 10/16/2025 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination. For loans 2022 or newer: A $5,000 loan with a 60-month term at 6.99% APR will result in a monthly payment of $98.98. A $15,000 loan with a 120-month term at 9.49% APR will result in a monthly payment of $194.01. A $20,000 loan with a 144-month term at 9.74% APR will result in a monthly payment of $236.02. A $20,000 loan with a 180-month term at 9.99% APR will result in a monthly payment of $214.80. For Loans 2018-2021: A $5,000 loan with a 60-month term at 7.49% APR will result in a monthly payment of $100.17. A $15,000 loan with a 120-month term at 9.74% APR will result in a monthly payment of $196.07. A $50,000 loan with a 180-month term at 10.24% APR will result in a monthly payment of $544.67. For Loans 2017 or Older: A $5,000 loan with a 60-month term at 8.24% APR will result in a monthly payment of $101.96. A $25,000 loan with a 120-month term at 10.74% APR will result in a monthly payment of $340.71.
- Rates are current as of 10/16/2025 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Minimum loan amount of $5,000. Payments calculated on a loan amount of $5,000. Insurance is required, $1,000 maximum deductible. Offer not valid for trusts or businesses. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer subject to underwriting. Offer subject to change or termination.
- Make no recreational vehicle loan payments for up to 90 days upon request. Offer does not apply to recreational vehicle loans currently financed at Connexus Credit Union. Deferred payments must be requested at the time of application, may not exceed 90 days, and are subject to credit approval. Interest begins accruing upon disbursal of loan. Some restrictions may apply.