Adjustable vs. Fixed-Rate Payment Calculator
Deciding which mortgage is best for you? Compare the monthly payments of a fixed-rate mortgage and an ARM.
Current Mortgage rates
| Term | Rates As Low As | APR1 | Monthly Payment1 |
|---|---|---|---|
| 3/3 ARM | 5.250% | 6.422% | $552.20 |
| 5/3 ARM | 5.750% | 6.262% | $583.57 |
| 7/3 ARM | 6.250% | 6.429% | $615.72 |
| 8-year fixed / Rapid Refi | 5.690% | 5.856% | $1,299.10 |
| 10-year fixed / Rapid Refi | 6.090% | 6.226% | $1,114.73 |
| 12-year fixed / Rapid Refi | 6.190% | 6.307% | $985.71 |
| 30-year fixed | 5.625% | 5.773% | $575.66 |
| 20-year fixed | 5.375% | 5.572% | $680.85 |
| 15-year fixed | 5.125% | 5.372% | $797.32 |
| Accurate as of 10/28/2025 | |||
Disclosures
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide actual loan details or provide investment/tax advice. We encourage you to seek personalized advice from a Connexus representative regarding all personal finance issues.
- APR = Annual Percentage Rate. Advertised rate reflects all available discounts and is current as of 10/28/2025. Rates and terms subject to change. Rates based on a loan amount of $100,000. ARM rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland.