Auto Loan Payment Calculator

Experiment with different payments, loan amounts, interest rates, and terms to design your perfect Auto Loan.

This calculator is for informational purposes only and provides estimates that are not guaranteed by Connexus Credit Union. Results do not reflect actual products, rates, or terms and do not constitute an offer, solicitation, or advice. Please consult qualified professionals regarding your specific financial, tax, or legal needs.

Current Auto rates

New/Used Auto Loan Rates – Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR‍1 As Low AsPayment per Thousand
2024 or newer24 months4.69%$43.73
36 months4.99%$29.97
48 months5.09%$23.07
60 months5.29%$19.00
72 months5.59%$16.38
84 months6.44%$14.82
2023 and older‍224 months4.79%$43.78
36 months5.09%$30.01
48 months5.39%$23.21
60 months5.59%$19.14
72 months6.29%$16.71
84 months6.74%$14.97
Accurate as of 06/03/2026

Disclosures

  1. APR = Annual Percentage Rate. All rates accurate as of 06/03/2026 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Borrow $15,000 for 24 months with payments as low as of $43.73 and APR as low as 4.69%. Borrow $15,000 for 36 months with payments as low as $29.97 and APR as low as 4.99%. Borrow $15,000 for 48 months with payments as low as $23.07 and APR as low as 5.09%. Borrow $15,000 for 60 months with payments as low as $19.00 and APR as low as 5.29%. Borrow $15,000 for 72 months with payments as low as $16.38 and APR as low as 5.59%. Borrow $15,000 for 84 months with payments as low as $14.82 and APR as low as 6.44%. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
  2. To be eligible for the lowest available rate, term length restrictions apply. Model years 2019-2021 have a maximum term of 84 months. Model years 2017-2021 have a maximum term of 72 months. Model years 2016 and older have a maximum term length of 60 months.