Certificate Earnings Calculator

What will your Certificate be worth at maturity? Use our calculator to find out what your investment will earn.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide actual loan details or provide investment/tax advice. We encourage you to seek personalized advice from a Connexus representative regarding all personal finance issues.

Current Certificate yields

7-Month Special Certificate

Special Certificates Table
TermAPY‍4Dividend rate
7 months4.50% 4.426%
Accurate as of 01/26/2026

Regular Certificates

Bump-Up Certificates

Certificate – Bump-up Rates
TermAPY‍3
24 months2.00%
Accurate as of 01/26/2026

Disclosures

* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 3.100% APY compared to 1.946% APY for the National market average over the life of a 6 month share certificate at $100,000. Accurate as of: 01/25/2026. Source: Datatrac

  1. APY = Annual Percentage Yield. Rates are accurate as of 01/26/2026 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts.
  2. APY = Annual Percentage Yield. Rates are accurate as of 01/26/2026 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts.
  3. Rates are accurate as of 01/26/2026 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Bump-Up Certificates allow a one-time rate increase during the original term plus a one-time rate increase during each subsequent term. You must exercise the bump-up rate increase option during the then-current term. Please see the Truth-in-Savings disclosure for more information.
  4. 7-month Special Share Certificate is available for a limited time. Rates are accurate as of 01/26/2026 and are subject to change. Connexus Credit Union membership and a minimum opening deposit of $5,000 in new money are required. “New money” is defined as funds not currently held at Connexus Credit Union. Funds deposited within the past 30 days qualify as new money; however, funds withdrawn from Connexus Credit Union within 30 days and subsequently redeposited do not qualify as new money. You may combine new money with existing Connexus funds to open the certificate, provided at least $5,000 of the total deposit consists of new money. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. The 7-month Special Share Certificate will automatically renew at maturity into a 6-month Share Certificate. The dividend rate will be the same as we offer on new term share accounts with the same term at the time of maturity. A minimum balance of $5,000 must be maintained, and other features of the original certificate will apply. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.