Mortgage Payment Calculator
Before putting in an offer, try out our calculator to help ensure your monthly mortgage payment is manageable.
This calculator is intended for informational purposes only and is considered an estimate. The accuracy of this calculator is not guaranteed by Connexus Credit Union. The calculator and its results do not constitute the advice of, or reflect actual products, services, rates, and/or terms available. Nothing contained in the calculator shall constitute an offer or solicitation of a product or service by Connexus Credit Union. This calculator is not intended to offer any tax, legal, financial, or investment advice. Please consult with qualified advisors to discuss your specific needs.
Current Mortgage rates
| Term | Rates As Low As | APR1 | Monthly Payment1 |
|---|---|---|---|
| 3/3 ARM | 4.990% | 6.536% | $536.21 |
| 5/3 ARM | 5.375% | 6.265% | $559.97 |
| 7/3 ARM | 5.625% | 6.231% | $575.66 |
| 8-year fixed / Rapid Refi | 5.440% | 5.605% | $1,287.05 |
| 10-year fixed / Rapid Refi | 5.590% | 5.725% | $1,089.73 |
| 12-year fixed / Rapid Refi | 5.690% | 5.806% | $959.88 |
| 30-year fixed | 5.875% | 6.026% | $591.54 |
| 20-year fixed | 5.875% | 6.076% | $709.24 |
| 15-year fixed | 5.125% | 5.372% | $797.32 |
| Accurate as of 04/23/2026 | |||
Disclosures
- APR = Annual Percentage Rate. Advertised rate reflects all available discounts and is current as of 04/23/2026. Rates and terms subject to change. Rates based on a loan amount of $100,000. Our advertised fixed rate includes 1-point origination fee, which means you pay 1% of the loan amount upfront, to get a lower rate. Other options are available. ARM rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland, Hawaii and Alaska. Cash-out mortgage refinances are not available in Texas. All quoted mortgage rates are based on conforming loan limits.