Mortgage Refinance Savings Calculator

Thinking about a mortgage refinance? Use our calculator to learn when you’d break even and how much you could save.

Current Mortgage rates

Mortgage Loan Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
3/3 ARM5.750%6.732%$583.57
5/3 ARM6.240%6.605%$615.07
7/3 ARM6.590%6.726%$638.00
8-year fixed / Rapid Refi5.990%6.157%$1,313.66
10-year fixed / Rapid Refi6.090%6.226%$1,114.73
12-year fixed / Rapid Refi6.190%6.307%$985.71
30-year fixed6.500%6.559%$632.07
20-year fixed6.375%6.452%$738.23
15-year fixed5.750%5.845%$830.41
Accurate as of 08/21/2025