Mortgage Refinance Savings Calculator

Thinking about a mortgage refinance? Use our calculator to learn when you’d break even and how much you could save.

Current Mortgage rates

Mortgage Loan Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
3/3 ARM5.250%6.513%$552.20
5/3 ARM5.750%6.336%$583.57
7/3 ARM6.250%6.490%$615.72
8-year fixed / Rapid Refi5.690%5.856%$1,299.10
10-year fixed / Rapid Refi6.090%6.226%$1,114.73
12-year fixed / Rapid Refi6.190%6.307%$985.71
30-year fixed5.875%6.026%$591.54
20-year fixed5.500%5.698%$687.89
15-year fixed5.125%5.372%$797.32
Accurate as of 10/06/2025