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  • Get $50 for Taking Out a Personal Loan for Black Friday* 2017-10-27T08:00:31+00:00

    Black Friday Personal LoanGet $50 for Taking Out a Personal Loan for Black Friday*

    Apply With Promo Code HOLIDAY50

    Check Out Our
    2017 Holiday Smart Shopping Guide

    Get a Personal Loan for Your Black Friday Shopping

    A Personal Loan may be a better option than a credit card for your holiday shopping. See how much you could save.

    For a limited time, if you apply with promo code HOLIDAY50, we’ll give you $50 for taking out a Personal Loan* and you’ll have access to a rate as low as 5.88% APR1. Offer expires on Nov. 27, 2017. Plus, at 5.88% APR1, the biweekly payment is only $48.20 for a $5,000 Personal Loan2.

    Apply Online, Over the Phone, or at a Branch in 5 Minutes

    Call 800.845.5025

    Lowest Available Rate
    Accurate as of 10/18/2017

    Unsecured Personal Loan

    5.88% APR1
    (fixed)

    Active checking2 and automatic payments required to receive the above rate.

    Why Choose Connexus?

    Features of a Personal Loan

    • Flexible Terms — We can build a loan that’s right for you.
    • No Prepayment Penalty — It’s okay to pay off your loan early.
    • One Business Day Approval — We’re not going to make you wait.
    • No Application Fee — There’s no harm in applying.
    • Biweekly Payment Option Available — Two biweekly payments equal one monthly payment.

    Learn More About Personal Loans

    Figure Out Your Monthly Payment

    Use our calculator to find out how much your monthly payments could be.

    Fees

    See our Fee Schedule for a list of fees you may encounter.

    FAQs: You Asked. We Answered.

    Can I pay off my loan quicker than the payment schedule? 2017-06-29T11:19:32+00:00

    Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

    What is the difference between a Personal Loan and a Personal Line of Credit? 2017-06-29T11:19:39+00:00

    A Personal Loan has a set number of payments called the loan term (for example, 48 months). After you have made all 48 payments your loan is paid off and closed. A Personal Line of Credit has a minimum monthly payment, but no set term. You can advance your loan funds, pay it off, and repeat. It gives payment flexibility by allowing you to make the minimum payment or more, up to the full balance. The line stays open until you request it be closed.

    What information do I need in order to complete my application? 2017-07-14T15:12:19+00:00

    To complete your application, you will need to provide:

    • Desired loan amount and term
    • Personal information (name, address, DOB, SSN)
    • Contact information (phone, email)
    • Financial information (monthly income & mortgage/rent)

    You can apply online, over the phone, or at any branch location.

    Can’t find what you’re looking for? Ask us! 2017-08-15T16:52:05+00:00

    Disclosures

    * To receive the $50, enter promotion code HOLIDAY50 in the application process. Offer valid on new Personal Loans of a minimum of $5,000. $50 will be deposited into your Connexus savings account within 45 days upon receipt of the of the first full loan payment. One full loan payment is defined as two biweekly payments, two semi-monthly payments, or one monthly payment. The $50 is considered taxable income and is subject to income tax reporting. One offer redemption per membership. Offer subject to change or termination. Connexus employees eligible to receive offer. Offer valid on Personal Loans opened between 10/18/2017 and 11/27/2017 and does not apply to Personal Loans currently financed at Connexus Credit Union.

    1 Annual Percentage Rate. Rates valid as of 10/18/2017. Enter Promotion Code HOLIDAY50 in the application process for the lowest available rate of 5.88% APR. Borrow $10,000 at 5.88% APR for 60 monthly payments of $192.78 or $19.28 per $1,000 borrowed. Minimum loan amount $5,000, maximum loan amount $20,000. Rate includes a 1% discount for active checking3, and a 2% discount for automatic payments. Other loan rates and terms available. Standard non promotional rates begin at 8.99% APR. Loan subject to approval and qualifications. Rate may vary on individual credit terms and relationship level. Certain restrictions may apply. Not valid on tuition expenses and interest is not tax deductible. Does not apply to loans currently financed with Connexus Credit Union. Rates subject to change. Offer valid 10/18/17 to 11/27/17.

    2 Borrow $5,000 at 5.88% APR for 120 bi-weekly payments of $48.20 or $9.64 per $1,000 borrowed.

    3 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.