Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.

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Loan Rates

Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles

Auto Loan Rates - Cars, Trucks, SUVs and Motorcycles
Model Year	Term	APR¹ As Low As	Monthly Payment
2020 or newer	24 months	2.49%	$640.05
	36 months	2.49%	$431.99
	48 months	2.99%	$331.14
	60 months	3.49%	$272.03
	72 months	3.99%	$233.84
	84 months	4.49%	$207.67
2019 and older²	24 months	2.99%	$643.09
	36 months	2.99%	$435.09
	48 months	3.49%	$334.32
	60 months	3.99%	$275.28
	72 months	4.49%	$237.17
	84 months	5.99%	$217.98
Accurate as of 06/01/2021¹

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures

Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles

Auto Loan Refinance Rates - Cars, Trucks, SUVs and Motorcycles
Model Year	Term	APR¹ As Low As	Monthly Payment
2020 or newer	24 months	2.49%	$640.05
	36 months	2.49%	$431.99
	48 months	2.99%	$331.14
	60 months	3.49%	$272.03
	72 months	3.99%	$233.84
	84 months	4.49%	$207.67
2019 and older²	24 months	2.99%	$643.09
	36 months	2.99%	$435.09
	48 months	3.49%	$334.32
	60 months	3.99%	$275.28
	72 months	4.49%	$237.17
	84 months	5.99%	$217.98
Accurate as of 09/13/2021

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures

Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term	APR¹	Monthly Payment
36 months	5.24%	$150.39
48 months	5.74%	$116.83
60 months	6.24%	$97.22
72 months	6.74%	$84.62
84 months	8.24%	$78.53
Accurate as of 7/19/2021

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures

Recreational Loans — Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model Year	Min. Loan Amt.	Max. Term	APR²	Monthly Payment
2017 or newer	$5,000	60 months	5.75%	$96.08
	$15,000	120 months	5.99%	$166.46
	$20,000	144 months	6.50%	$200.38
	$20,000	180 months	6.75%	$176.98
2013-2016	$5,000	60 months	6.25%	$97.25
	$15,000	120 months	6.75%	$172.24
	$50,000	180 months	6.99%	$449.13
2012 or older	$5,000	60 months	6.99%	$98.98
2012 or older	$25,000	120 months	7.25%	$293.50
Accurate as of 7/19/2021

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures

Personal Loans and Lines of Credit

Personal Loan and Line of Credit Rates
Type	APR As Low As	Monthly Payment¹
Secured	3.24%²	$180.76
Personal Line of Credit (FlexPlus)	7.74%³	$209.97
Personal Line of Credit (Flex)	9.24%⁴	$217.37
Savings Secured Loan	4.00%⁵	$184.17
Accurate as of 07/12/2021

Unsecured Personal Loans

Unsecured Personal Loan Rates
Term	Rate	Loan Amount	Monthly Payment
24 Months	5.99%	$10,000	$441.00
36 Months	6.49%	$10,000	$304.82
48 Months	6.99%	$10,000	$238.05
60 Months	7.99%	$10,000	$201.39
72 Months	8.99%	$10,000	$178.88
84 Months	9.99%	$10,000	$164.60
Accurate as of 07/12/2021

Secured and Unsecured Personal Loan rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal and Overdraft Protection Lines of Credit are excluded from rate discounts.Apply Now See disclosures

Mortgage Loans

Mortgage Loan Rates
Term	Rate	APR¹	Monthly Payment¹
30-year fixed	3.125%	3.181%	$428.38
20-year fixed	2.875%	2.954%	$548.36
15-year fixed	2.375%	2.441%	$660.92
3/3 ARM	2.750%	3.802%	$714.42
5/1 ARM	3.000%	3.328%	$737.81
7/3 ARM	3.375%	3.483%	$773.67
12-year fixed / Rapid Refi	3.990%	4.020%	$787.54
10-year fixed / Rapid Refi	3.740%	3.775%	$900.13
8-year fixed / Rapid Refi	3.490%	3.533%	$1,075.82
Accurate as of 9/22/2021¹ Rates subject to change without notice

Apply Now See disclosures

Home Equity Loans & Home Equity Lines of Credit (HELOC)

Home Equity Loan Rates
Product	Rates as low as	APR
Home Equity Loan¹	3.49%	4.26%
Home Equity Line of Credit (HELOC)	3.49%	3.49% for 6 months² (4.14% thereafter)
Interest-Only HELOC	3.49%	3.49% for 6 months³ (4.64% thereafter)
5/1 Adjustable-Rate Mortgage (ARM)	4.24%	4.516%⁴
Accurate as of 08/16/2021¹

Apply Now See disclosures

Credit Cards

Credit Cards
Type	APR
Connexus Credit Cards	Call 800.845.5025

Apply Now

Loan Rates Disclosures

APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.

Fee Schedule
Account Information Disclosure

Deposit Rates

Share Certificates

Share Certificate Rates - Rates Page
Amount	Term	APY
$5,000 and over	12 months	0.61%
$5,000 and over	24 months	0.71%
$5,000 and over	36 months	0.81%
$5,000 and over	48 months	0.91%
$5,000 and over	60 months	1.06%
Accurate as of 07/01/2021¹

Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Apply Now See disclosures

Checking

Checking Account Rates
Account	APY
Xtraordinary Checking	1.75%¹
Teen Checking	2.00%²
Accurate as of 3/4/2020^1,2

Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures

Savings

Savings Account Rates
Account	APY
Savings Accounts ($100 and over)	0.25%¹
Holiday Club Accounts	0.25%²
Accurate as of 1/1/2020

Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures

Money Market Accounts

Money Market Account Rates
Balance	APY¹
$100,000 and over	0.85%
$20,000 to $99,999.99	0.60%
$1,000 to $19,999.99	0.25%
$0 to $999.99	0.00%
Accurate as of 7/1/2021

Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures

Health Savings Accounts (HSA)

Health Savings Account (HSA) Rates
Balance	APY²
$15,000 and over	2.00%
$5,000 to $14,999.99	1.50%
$2,500 to $4,999.99	1.00%
$500 to $2,499.99	1.00%
$100 to $499.99	0.50%
$0 to $99.99	0.00%
Accurate as of 1/1/2020

Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures

IRA Savings Accounts

IRA Savings Account Rates
Balance	APY¹
$10,000 and over	0.40%
$5,000 to $9,999.99	0.25%
$2,000 to $4,999.99	0.25%
$0 to $1,999.99	0.25%
Accurate as of 7/1/2021

Yields subject to change.Call 800.845.5025 See disclosures

IRA Certificates

IRA Certificate Rates
Term	APY²
12 Months	0.61%
24 Months	0.71%
36 Months	0.81%
48 Months	0.91%
60 Months	1.06%
Accurate as of 07/01/2021

Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Call 800.845.5025 See disclosures

Deposit Rates Disclosures

APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.

Fee Schedule
Account Information Disclosure
Investment Rates Sheet

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Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.

Loan Rates

Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles

Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles

Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

Recreational Loans — Boats, Campers, RVs

Personal Loans and Lines of Credit

Unsecured Personal Loans

Mortgage Loans

Home Equity Loans & Home Equity Lines of Credit (HELOC)

Credit Cards

Deposit Rates

Share Certificates

Checking

Savings

Money Market Accounts

Health Savings Accounts (HSA)

IRA Savings Accounts

IRA Certificates