Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.

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Loan Rates

Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles

Auto Loan Rates - Cars, Trucks, SUVs and Motorcycles
Term	APR¹ As Low As	Monthly Payment
24 months	2.74%	$642.99
36 months	2.74%	$434.50
48 months	3.24%	$333.61
60 months	3.74%	$274.49
72 months	4.24%	$236.32
84 months	5.74%	$217.26
Accurate as of 10/05/2020¹

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.

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Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles

Auto Loan Refinance Rates - Cars, Trucks, SUVs and Motorcycles
Term	APR¹ As Low As	Monthly Payment
24 months	2.740%	$642.99
36 months	2.740%	$434.50
48 months	3.240%	$333.61
60 months	3.740%	$274.49
72 months	4.240%	$236.32
84 months	5.740%	$217.26
Accurate as of 10/9/2020

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.

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Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term	APR¹	Monthly Payment
36 months	5.24%	$150.39
48 months	5.74%	$116.83
60 months	6.24%	$97.22
72 months	6.74%	$84.62
84 months	8.24%	$78.53
Accurate as of 3/4/2020

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.

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Recreational Loans — Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model Year	Min. Loan Amt.	Max. Term	APR²	Monthly Payment
2016 and newer	$5,000	60 months	5.75%	$96.08
	$15,000	120 months	5.99%	$166.46
	$20,000	144 months	6.50%	$200.38
	$20,000	180 months	6.75%	$176.98
2012-2015	$5,000	60 months	6.25%	$97.25
	$15,000	120 months	6.75%	$172.24
	$50,000	180 months	6.99%	$449.13
2011 or older	$5,000	60 months	6.99%	$98.98
2011 or older	$25,000	120 months	7.25%	$293.50
Accurate as of 3/4/2020

Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.

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Personal Loans and Lines of Credit

Personal Loan and Line of Credit Rates
Type	APR As Low As	Monthly Payment¹
Secured	3.24%²	$180.76
Unsecured	7.99%⁷	$202.72
Personal Line of Credit (FlexPlus)	7.74%³	$209.97
Personal Line of Credit (Flex)	9.24%⁴	$217.37
Savings Secured Loan	4.00%⁵	$184.17
Accurate as of 10/19/2020

Secured and Unsecured Personal Loan rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal and Overdraft Protection Lines of Credit are excluded from rate discounts.

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Mortgage Loans

Mortgage Loan Rates
Term	Rate	APR¹	Monthly Payment¹
30-year fixed	2.875%	2.931%	$414.89
20-year fixed	2.875%	2.954%	$548.36
15-year fixed	2.625%	2.691%	$672.69
3/3 ARM	2.750%	3.802%	$714.42
5/1 ARM	3.000%	3.328%	$737.81
7/3 ARM	3.375%	3.483%	$773.67
12-year fixed / Rapid Refi	3.990%	4.020%	$787.54
10-year fixed / Rapid Refi	3.740%	3.775%	$900.13
8-year fixed / Rapid Refi	3.490%	3.533%	$1,075.82
Accurate as of 11/27/2020¹ Rates subject to change without notice

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Home Equity Loans & Home Equity Lines of Credit (HELOC)

Home Equity Loan Rates
Product	Rates as low as	APR
Home Equity Loan¹	3.49%	4.26%
Home Equity Line of Credit (HELOC)	3.49%	3.49% for 6 months² (4.14% thereafter)
Interest-Only HELOC	3.49%	3.49% for 6 months³ (4.64% thereafter)
5/1 Adjustable-Rate Mortgage (ARM)	4.24%	4.516%⁴
Accurate as of 11/09/2020

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Credit Cards

Credit Cards
Type	APR
Connexus Credit Cards	Call 800.845.5025

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Loan Rates Disclosures

APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.

Fee Schedule
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Deposit Rates

Share Certificates

Share Certificate Rates - Rates Page
Amount	Term	Rate	APY
$5,000 and over	12 months	0.708%	0.71%
$5,000 and over	24 months	0.808%	0.81%
$5,000 and over	36 months	0.897%	0.90%
$5,000 and over	42 months (renewals only)	0.957%	0.96%
$5,000 and over	48 months	0.957%	0.96%
$5,000 and over	60 months	1.006%	1.01%
Accurate as of 11/18/2020¹

Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.

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Checking

Checking Account Rates
Account	APY
Xtraordinary Checking	1.75%¹
Teen Checking	2.00%²
Accurate as of 3/4/2020^1,2

Yields subject to change and will be finalized on the last day of the dividend period.

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Savings

Savings Account Rates
Account	APY
Savings Accounts ($100 and over)	0.25%¹
Holiday Club Accounts	0.25%²
Accurate as of 1/1/2020

Yields subject to change and will be finalized on the last day of the dividend period.

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Money Market Accounts

Money Market Account Rates
Balance	APY¹
$100,000 and over	1.15%
$50,000 to $99,999.99	1.00%
$20,000 to $49,999.99	0.75%
$10,000 to $19,999.99	0.60%
$1,000 to $9,999.99	0.50%
$0 to $999.99	0.00%
Accurate as of 1/1/2020

Yields subject to change and will be finalized on the last day of the dividend period. Yields require active checking^**.

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Health Savings Accounts (HSA)

Health Savings Account (HSA) Rates
Balance	APY²
$15,000 and over	2.00%
$5,000 to $14,999.99	1.50%
$2,500 to $4,999.99	1.00%
$500 to $2,499.99	1.00%
$100 to $499.99	0.50%
$0 to $99.99	0.00%
Accurate as of 1/1/2020