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  • Loan & Deposit Rates 2017-11-27T09:50:39+00:00

    Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.

    Loan Rates

    Auto Loans — Cars, Trucks, SUVs & Motorcycles

    Auto Loan Rates
    TermAPR1
    36 months2.99%2.49% with promo code WINTER6
    48 months3.49%
    60 months3.99%
    72 months4.49%
    84 months5.99%
    Accurate as of 11/27/20171
    Rates include a 1% discount for active checking* and a 2% discount for automatic payments.  See disclosures

    Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

    Recreational Loans
    TermMin. Loan Amt.APR1
    36 months$5,0004.99%
    48 months$5,0005.49%
    60 months$5,0005.99%
    72 months$5,0006.49%
    84 months$5,0007.99%
    Accurate as of 11/27/20171
    Rates include a 1% discount for active checking* and a 2% discount for automatic payments.  See disclosures

    Recreational Loans — Boats, Campers, RVs

    Recreational Loan Rates 2
    Model YearMin. Loan Amt.Max. TermAPR2
    2013-2017$5,00060 months5.50%
    $15,000120 months5.50%
    $20,000144 months5.74%
    $20,000180 months6.24%
    2009-2012$5,00060 months6.00%
    $15,000120 months7.00%
    2008 or older$5,00060 months7.00%
    Accurate as of 11/27/20172
    Rates include a 0.25% discount for active checking* and a 1% discount for automatic payments.  See disclosures

    Personal Loans and Lines of Credit

    Personal Loans and Lines of Credit
    TypeTermAPR
    UnsecuredFixed 60-month8.99%25.88% with promo code HOLIDAY8
    Personal Line of Credit (FlexPlus)Variable8.74%3
    Personal Line of Credit (Flex)Variable10.24%4
    Overdraft Protection Line of CreditFixed18.00%6
    Accurate as of 11/27/20172,3,4,6
    Excluding Overdraft Protection Line of Credit, rates include a 1% discount for active checking* and a 2% discount for automatic payments.  See disclosures

    Mortgage Loans

    Mortgage Loans
    TermRateAPR1
    30-year fixed4.000%4.033%
    20-year fixed3.750%3.795%
    15-year fixed3.500%3.558%
    3/3 ARM3.375%4.730%
    5/1 ARM3.875%4.293%
    7/3 ARM4.250%4.593%
    12-year fixed / Rapid Refi4.875%5.033%
    10-year fixed / Rapid Refi4.500%4.684%
    8-year fixed / Rapid Refi4.125%4.350%
    Accurate as of 12/11/20171

    Rates subject to change without notice

    Disclosure information and payments examples.
      See disclosures

    Home Equity Loans & Home Equity Lines of Credit (HELOC)

    Home Equity Loan Rates
    Rate TypeTypeRateAPR
    Variable RateHELOC3.49%3.50%2
    Interest-Only HELOC3.49%3.50%3
    Fixed RateHome Equity Loan — 5-Year
    $10,000 minimum
    3.99%4.19%1
    Home Equity Loan — 10-Year
    $10,001–$25,000
    5.49%5.59%1
    Home Equity Loan — 15-Year
    $25,001 or more
    5.99%6.06%1
    Home Equity Loan — 20-Year
    $25,001 or more
    6.49%6.57%1
    Accurate as of 11/27/20171,2,3
      See disclosures

    Credit Cards

    Credit Cards
    TypeAPR
    Connexus Credit CardsCall 800.845.5025*

    Loan Rates Disclosures

    APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.

    * Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.

    Fee Schedule
    Account Information Disclosure

    Deposit Rates

    Share Certificates

    Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change. See disclosures

    Checking

    Checking Rates
    AccountAPY
    Xtraordinary Checking1.75%1
    MyRewards Checking1.35%3
    Accurate as of 11/27/20171,3
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    Savings

    Savings Rates
    AccountAPY1
    Savings Accounts0.25%
    Holiday Club Accounts0.25%
    Youth Savings Accounts0.25%
    Accurate as of 11/27/2017
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    Money Market Accounts

    Money Market Yields
    BalanceAPY1
    $100,000 and over1.15%
    $50,000 to $99,999.991.00%
    $20,000 to $49,999.990.75%
    $10,000 to $19,999.990.60%
    $1,000 to $9,999.990.50%
    $0 to $999.990.00%
    Accurate as of 11/27/2017
    Yields subject to change and will be finalized on the last day of the dividend period. Yields require active checking*. See disclosures

    Health Savings Accounts (HSA)

    HSA Rates
    BalanceAPY2
    $15,000 and over2.00%
    $5,000 to $14,999.991.50%
    $2,500 to $4,999.991.00%
    $500 to $2,499.991.00%
    $100 to $499.990.50%
    Accurate as of 11/27/20172
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    IRA Supreme Accounts

    IRA Supreme Accounts
    BalanceAPY1
    $10,000 and over1.50%
    $5,000 to $9,999.991.25%
    $2,000 to $4,999.991.00%
    $0 to $1,999.990.75%
    Accurate as of 11/27/2017
    Yields subject to change. Yields require active checking*. See disclosures

    Deposit Rates Disclosures

    APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.

    * Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.

    Fee Schedule
    Account Information Disclosure
    Investment Rates Sheet