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  • Loan & Deposit Rates 2018-11-02T14:16:43+00:00

    Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.

    Loan Rates

    Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles

    Auto Loan Rates - Cars, Trucks, SUVs and Motorcycles
    TermAPR1
    36 months2.99%1 2.75%5 with promo code AUTO100
    48 months3.49%
    60 months3.99%
    72 months4.49%
    84 months5.99%
    Accurate as of 10/12/20181
    Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.  See disclosures

    Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles

    Auto Loan Refinance Rates - Cars, Trucks, SUVs and Motorcycles
    TermAPR3
    36 months2.99%
    48 months3.49%
    60 months3.99%
    72 months4.49%
    84 months5.99%
    Accurate as of 10/12/20183
    Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.  See disclosures

    Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

    Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
    TermMin. Loan Amt.APR1
    36 months$5,0004.99%
    48 months$5,0005.49%
    60 months$5,0005.99%
    72 months$5,0006.49%
    84 months$5,0007.99%
    Accurate as of 10/12/20181
    Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.  See disclosures

    Recreational Loans — Boats, Campers, RVs

    Recreational Loan Rates for Boats, Campers, and RVs
    Model YearMin. Loan Amt.Max. TermAPR2
    2014-2018$5,00060 months5.50%
    $15,000120 months5.50%
    $20,000144 months5.74%
    $20,000180 months6.24%
    2010-2013$5,00060 months6.00%
    $15,000120 months7.00%
    2009 or older$5,00060 months7.00%
    Accurate as of 10/12/20182
    Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.  See disclosures

    Personal Loans and Lines of Credit

    Personal Loan and Line of Credit Rates
    TypeTermAPR
    SecuredFixed 36-month2.99%1
    UnsecuredFixed 60-month8.99%2 6.99%* with promo code HOLIDAY50
    Personal Line of Credit (FlexPlus)Variable9.74%3
    Personal Line of Credit (Flex)Variable11.24%4
    Overdraft Protection Line of CreditFixed18.00%6
    Accurate as of 10/12/20181,2,3,4,6
    Secured and Unsecured Personal Loan rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal and Overdraft Protection Lines of Credit are excluded from rate discounts.  See disclosures

    Mortgage Loans

    Mortgage Loan Rates
    TermRateAPR1
    30-year fixed4.875%4.910%
    20-year fixed4.625%4.672%
    15-year fixed4.375%4.435%
    3/3 ARM3.625%5.503%
    5/1 ARM4.000%5.038%
    7/3 ARM4.500%5.279%
    12-year fixed / Rapid Refi4.750%4.795%
    10-year fixed / Rapid Refi4.500%4.553%
    8-year fixed / Rapid Refi4.250%4.315%
    Accurate as of 11/19/20181

    Rates subject to change without notice

    Disclosure Information
      See disclosures

    Home Equity Loans & Home Equity Lines of Credit (HELOC)

    Home Equity Loan Rates
    Rate TypeTypeRateAPR
    Variable RateHELOC3.49%3.50%2
    Interest-Only HELOC3.49%3.50%3
    Home Equity Loan — 5/1 ARM
    20-Year
    $10,000 minimum
    4.99%4.908%4
    Fixed RateHome Equity Loan — 5-Year
    $10,000 minimum
    4.49%4.19%1
    Home Equity Loan — 10-Year
    $10,001–$25,000
    4.99%5.59%1
    Home Equity Loan — 15-Year
    $25,001 or more
    5.49%6.06%1
    Home Equity Loan — 20-Year
    $25,001 or more
    5.99%6.57%1
    Accurate as of 10/12/20181,2,3,4
      See disclosures

    Credit Cards

    Credit Cards
    TypeAPR
    Connexus Credit CardsCall 800.845.5025

    Loan Rates Disclosures

    APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.

    Fee Schedule
    Account Information Disclosure

    Deposit Rates

    Share Certificates

    Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change. See disclosures

    Checking

    Checking Account Rates
    AccountAPY
    Xtraordinary Checking1.75%1
    MyRewards Checking1.35%3
    Accurate as of 10/12/20181,3
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    Savings

    Savings Account Rates
    AccountAPY1
    Savings Accounts0.25%
    Holiday Club Accounts0.25%
    Youth Savings Accounts0.25%
    Accurate as of 10/12/2018
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    Money Market Accounts

    Money Market Account Rates
    BalanceAPY1
    $100,000 and over1.15%
    $50,000 to $99,999.991.00%
    $20,000 to $49,999.990.75%
    $10,000 to $19,999.990.60%
    $1,000 to $9,999.990.50%
    $0 to $999.990.00%
    Accurate as of 10/12/2018
    Yields subject to change and will be finalized on the last day of the dividend period. Yields require active checking**. See disclosures

    Health Savings Accounts (HSA)

    Health Savings Account (HSA) Rates
    BalanceAPY2
    $15,000 and over2.00%
    $5,000 to $14,999.991.50%
    $2,500 to $4,999.991.00%
    $500 to $2,499.991.00%
    $100 to $499.990.50%
    Accurate as of 10/12/20182
    Yields subject to change and will be finalized on the last day of the dividend period. See disclosures

    IRA Supreme Accounts

    IRA Supreme Account Rates
    BalanceAPY1
    $10,000 and over1.50%
    $5,000 to $9,999.991.25%
    $2,000 to $4,999.991.00%
    $0 to $1,999.990.75%
    Accurate as of 10/12/2018
    Yields subject to change. Yields require active checking**. See disclosures

    Deposit Rates Disclosures

    APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.

    Fee Schedule
    Account Information Disclosure
    Investment Rates Sheet