Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.
Loan Rates
Auto Loans — Cars, Trucks, SUVs & Motorcycles
| Term | APR1 |
|---|---|
| 36 months | 2.99% |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 08/15/20171 | |
Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles
| Term | Min. Loan Amt. | APR1 |
|---|---|---|
| 36 months | $5,000 | 4.99% |
| 48 months | $5,000 | 5.49% |
| 60 months | $5,000 | 5.99% |
| 72 months | $5,000 | 6.49% |
| 84 months | $5,000 | 7.99% |
| Accurate as of 08/15/20171 | ||
Recreational Loans — Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term | APR2 |
|---|---|---|---|
| 2013-2017 | $5,000 | 60 months | 5.50% |
| $15,000 | 120 months | 5.50% | |
| $20,000 | 144 months | 5.74% | |
| $20,000 | 180 months | 6.24% | |
| 2009-2012 | $5,000 | 60 months | 6.00% |
| $15,000 | 120 months | 7.00% | |
| 2008 or older | $5,000 | 60 months | 7.00% |
| Accurate as of 08/15/20172 | |||
Personal Loans and Lines of Credit
| Type | Term | APR |
|---|---|---|
| Unsecured | Fixed 60-month | 5.88%2 |
| Personal Line of Credit (FlexPlus) | Variable | 8.74%3 |
| Personal Line of Credit (Flex) | Variable | 10.24%4 |
| Overdraft Protection Line of Credit | Fixed | 18.00%6 |
| Accurate as of 08/15/20172,3,4,6 | ||
Mortgage Loans
| Term | Rate | APR1 |
|---|---|---|
| 30-year fixed | 3.875% | 3.907% |
| 20-year fixed | 3.625% | 3.669% |
| 15-year fixed | 3.250% | 3.306% |
| 3/3 ARM | 3.375% | 4.447% |
| 5/1 ARM | 3.875% | 4.134% |
| 7/3 ARM | 4.500% | 4.520% |
| Accurate as of 08/15/20171 Rates subject to change without notice | ||
| Disclosure information and payments examples. | ||
Home Equity Loans & Home Equity Lines of Credit (HELOC)
| Rate Type | Type | Rate | APR |
|---|---|---|---|
| Variable Rate | HELOC | 3.49% | 3.50%2 |
| Interest-Only HELOC | 3.49% | 3.50%3 | |
| Fixed Rate | Home Equity Loan — 5-Year $10,000 minimum | 3.99% | 4.19%1 |
| Home Equity Loan — 10-Year $10,001–$25,000 | 5.49% | 5.59%1 | |
| Home Equity Loan — 15-Year $25,001 or more | 5.99% | 6.06%1 | |
| Home Equity Loan — 20-Year $25,001 or more | 6.49% | 6.57%1 | |
| Accurate as of 08/15/20171,2,3 | |||
Credit Cards
| Type | APR |
|---|---|
| Connexus Credit Cards | Call 800.845.5025* |
Loan Rates Disclosures
APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.
* Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Deposit Rates
Savings
| Account | APY1 |
|---|---|
| Savings Accounts | 0.25% |
| Holiday Club Accounts | 0.25% |
| Youth Savings Accounts | 0.25% |
| Accurate as of 08/15/2017 | |
Checking
| Account | APY |
|---|---|
| Xtraordinary Checking | 1.75%1 |
| MyRewards Checking | 1.35%3 |
| Accurate as of 08/15/20171,3 | |
Share Certificates
| Amount | Term | APY |
|---|---|---|
| $5,000 and over | 12 months | 1.40%1 |
| $5,000 and over | 24 months | 1.60%1 |
| $5,000 and over | 36 months | 2.00%1 |
| $5,000 and over | 60 months | 2.00%1 |
| Accurate as of 08/16/20171 | ||
Money Market Accounts
| Balance | APY1 |
|---|---|
| $100,000 and over | 1.15% |
| $50,000 to $99,999.99 | 1.00% |
| $20,000 to $49,999.99 | 0.75% |
| $10,000 to $19,999.99 | 0.60% |
| $1,000 to $9,999.99 | 0.50% |
| $0 to $999.99 | 0.00% |
| Accurate as of 08/15/2017 | |
Health Savings Accounts (HSA)
| Balance | APY2 |
|---|---|
| $15,000 and over | 2.00% |
| $5,000 to $14,999.99 | 1.50% |
| $2,500 to $4,999.99 | 1.00% |
| $500 to $2,499.99 | 1.00% |
| $100 to $499.99 | 0.50% |
| Accurate as of 08/15/20172 | |
IRA Supreme Accounts
| Balance | APY1 |
|---|---|
| $10,000 and over | 1.50% |
| $5,000 to $9,999.99 | 1.25% |
| $2,000 to $4,999.99 | 1.00% |
| $0 to $1,999.99 | 0.75% |
| Accurate as of 08/15/2017 | |
Deposit Rates Disclosures
APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.
* Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Fee Schedule
Account Information Disclosure
Investment Rates Sheet
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