Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.
Loan Rates
Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles
| Term | APR1 |
|---|---|
| 36 months | |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 10/12/20181 | |
Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles
| Term | APR3 |
|---|---|
| 36 months | 2.99% |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 10/12/20183 | |
Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles
| Term | Min. Loan Amt. | APR1 |
|---|---|---|
| 36 months | $5,000 | 4.99% |
| 48 months | $5,000 | 5.49% |
| 60 months | $5,000 | 5.99% |
| 72 months | $5,000 | 6.49% |
| 84 months | $5,000 | 7.99% |
| Accurate as of 10/12/20181 | ||
Recreational Loans — Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term | APR2 |
|---|---|---|---|
| 2014-2018 | $5,000 | 60 months | 5.50% |
| $15,000 | 120 months | 5.50% | |
| $20,000 | 144 months | 5.74% | |
| $20,000 | 180 months | 6.24% | |
| 2010-2013 | $5,000 | 60 months | 6.00% |
| $15,000 | 120 months | 7.00% | |
| 2009 or older | $5,000 | 60 months | 7.00% |
| Accurate as of 10/12/20182 | |||
Personal Loans and Lines of Credit
| Type | Term | APR |
|---|---|---|
| Secured | Fixed 36-month | 2.99%1 |
| Unsecured | Fixed 60-month | |
| Personal Line of Credit (FlexPlus) | Variable | 9.74%3 |
| Personal Line of Credit (Flex) | Variable | 11.24%4 |
| Overdraft Protection Line of Credit | Fixed | 18.00%6 |
| Accurate as of 10/12/20181,2,3,4,6 | ||
Mortgage Loans
| Term | Rate | APR1 |
|---|---|---|
| 30-year fixed | 4.875% | 4.910% |
| 20-year fixed | 4.625% | 4.672% |
| 15-year fixed | 4.375% | 4.435% |
| 3/3 ARM | 3.625% | 5.503% |
| 5/1 ARM | 4.000% | 5.038% |
| 7/3 ARM | 4.500% | 5.279% |
| 12-year fixed / Rapid Refi | 4.750% | 4.795% |
| 10-year fixed / Rapid Refi | 4.500% | 4.553% |
| 8-year fixed / Rapid Refi | 4.250% | 4.315% |
| Accurate as of 11/19/20181 Rates subject to change without notice | ||
| Disclosure Information | ||
Home Equity Loans & Home Equity Lines of Credit (HELOC)
| Rate Type | Type | Rate | APR |
|---|---|---|---|
| Variable Rate | HELOC | 3.49% | 3.50%2 |
| Interest-Only HELOC | 3.49% | 3.50%3 | |
| Home Equity Loan — 5/1 ARM 20-Year $10,000 minimum | 4.99% | 4.908%4 | |
| Fixed Rate | Home Equity Loan — 5-Year $10,000 minimum | 4.49% | 4.19%1 |
| Home Equity Loan — 10-Year $10,001–$25,000 | 4.99% | 5.59%1 | |
| Home Equity Loan — 15-Year $25,001 or more | 5.49% | 6.06%1 | |
| Home Equity Loan — 20-Year $25,001 or more | 5.99% | 6.57%1 | |
| Accurate as of 10/12/20181,2,3,4 | |||
Credit Cards
| Type | APR |
|---|---|
| Connexus Credit Cards | Call 800.845.5025 |
Loan Rates Disclosures
APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.
Deposit Rates
Share Certificates
| Amount | Term | APY |
|---|---|---|
| $5,000 and over | 12 months | 2.80%1 |
| $5,000 and over | 24 months | 3.20%1 |
| $5,000 and over | 36 months | 3.35%1 |
| $5,000 and over | 42 months | 3.35%1 |
| $5,000 and over | 60 months | 4.00%1 |
| Accurate as of 11/5/20181 | ||
Checking
| Account | APY |
|---|---|
| Xtraordinary Checking | 1.75%1 |
| MyRewards Checking | 1.35%3 |
| Accurate as of 10/12/20181,3 | |
Savings
| Account | APY1 |
|---|---|
| Savings Accounts | 0.25% |
| Holiday Club Accounts | 0.25% |
| Youth Savings Accounts | 0.25% |
| Accurate as of 10/12/2018 | |
Money Market Accounts
| Balance | APY1 |
|---|---|
| $100,000 and over | 1.15% |
| $50,000 to $99,999.99 | 1.00% |
| $20,000 to $49,999.99 | 0.75% |
| $10,000 to $19,999.99 | 0.60% |
| $1,000 to $9,999.99 | 0.50% |
| $0 to $999.99 | 0.00% |
| Accurate as of 10/12/2018 | |
Health Savings Accounts (HSA)
| Balance | APY2 |
|---|---|
| $15,000 and over | 2.00% |
| $5,000 to $14,999.99 | 1.50% |
| $2,500 to $4,999.99 | 1.00% |
| $500 to $2,499.99 | 1.00% |
| $100 to $499.99 | 0.50% |
| Accurate as of 10/12/20182 | |
IRA Supreme Accounts
| Balance | APY1 |
|---|---|
| $10,000 and over | 1.50% |
| $5,000 to $9,999.99 | 1.25% |
| $2,000 to $4,999.99 | 1.00% |
| $0 to $1,999.99 | 0.75% |
| Accurate as of 10/12/2018 | |
Deposit Rates Disclosures
APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.
Fee Schedule
Account Information Disclosure
Investment Rates Sheet
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