Deposit & Loan Rates

Share Certificates and Jumbo Share Certificates

Share Certificate Rates

Term	Share Certificate $5,000+ APY1	Jumbo Share Certificate $100,000+ APY3
12 months	4.51%	4.76%
15 months – Special	4.85%2	N/A
24 months	4.01%	4.26%
36 months	3.71%	3.96%
48 months	3.51%	3.76%
60 months	3.51%	3.76%
Accurate as of 03/19/2023

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Bump-Up Share Certificate

Share Certificate – Bump-up Rates

Term	APY4
24 months	3.81%
Accurate as of 03/19/2023

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Checking Account Rates

Account	APY
Xtraordinary Checking	1.75%1
Teen Checking	2.00%2
Accurate as of 03/19/2023

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Savings Account Rates

Account	APY
Savings Accounts ($100 and over)	0.25%1
Holiday Club Accounts	0.25%2
Accurate as of 03/19/2023

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Money Market Account Rates

Balance	APY1
$1,000,000 and over	4.01%
$500,000 to $999,999.99	3.41%
$250,000 to $499,999.99	3.01%
$100,000 to $249,999.99	2.51%
$20,000 to $99,999.99	2.01%
$1,000 to $19,999.99	0.25%
$0 to $999.99	0.00%
Accurate as of 03/19/2023

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Health Savings Account (HSA) Rates

Balance	APY2
$15,000 and over	2.00%
$5,000 to $14,999.99	1.50%
$2,500 to $4,999.99	1.00%
$500 to $2,499.99	1.00%
$100 to $499.99	0.50%
$0 to $99.99	0.00%
Accurate as of 03/19/2023

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IRA Share Certificates

Share Certificate Rates

Term	Share Certificate $5,000+ APY1	Jumbo Share Certificate $100,000+ APY3
12 months	4.51%	4.76%
15 months – Special	4.85%2	N/A
24 months	4.01%	4.26%
36 months	3.71%	3.96%
48 months	3.51%	3.76%
60 months	3.51%	3.76%
Accurate as of 03/19/2023

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Bump-Up IRA Share Certificate

Share Certificate – Bump-up Rates

Term	APY4
24 months	3.81%
Accurate as of 03/19/2023

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IRA Savings Accounts

IRA Savings Account Rates – New

Balance	APY5
$10,000 and over	0.40%
$0 to $9,999.99	0.25%
Accurate as of 03/19/2023

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Purchase Rates

New/Used Auto Loan Rates – Cars, Trucks, SUVs and Motorcycles

Model Year	Term	APR1 As Low As	Monthly Payment
2021 or newer	24 months	4.94%	$657.67
	36 months	5.44%	$452.53
	48 months	5.69%	$350.15
	60 months	5.89%	$289.23
	72 months	6.19%	$249.94
	84 months	6.99%	$226.32
2020 and older2	24 months	5.24%	$659.68
	36 months	5.74%	$454.56
	48 months	5.99%	$352.21
	60 months	6.49%	$293.42
	72 months	6.99%	$255.66
	84 months	7.49%	$230.00
Accurate as of 03/19/2023

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Refinance Rates

New/Used Auto Loan Rates – Cars, Trucks, SUVs and Motorcycles

Model Year	Term	APR1 As Low As	Monthly Payment
2021 or newer	24 months	4.94%	$657.67
	36 months	5.44%	$452.53
	48 months	5.69%	$350.15
	60 months	5.89%	$289.23
	72 months	6.19%	$249.94
	84 months	6.99%	$226.32
2020 and older2	24 months	5.24%	$659.68
	36 months	5.74%	$454.56
	48 months	5.99%	$352.21
	60 months	6.49%	$293.42
	72 months	6.99%	$255.66
	84 months	7.49%	$230.00
Accurate as of 03/19/2023

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ATV/UTVs, Watercraft, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles

Term2	APR As Low As	Monthly Payment2
24 months	7.24%	$224.41
36 months	7.74%	$156.08
48 months	8.24%	$122.63
60 months	8.74%	$103.16
72 months	9.24%	$90.72
84 months	9.74%	$82.34
Accurate as of 03/19/2023

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Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs

Model Year	Min. Loan Amt.	Max. Term1	APR As Low As	Monthly Payment1
2019 or newer	$5,000	60 months	6.74%	$98.39
	$15,000	120 months	8.49%	$185.90
	$20,000	144 months	9.49%	$233.16
	$20,000	180 months	9.99%	$214.80
2015-2018	$5,000	60 months	7.24%	$99.57
	$15,000	120 months	9.24%	$191.97
	$50,000	180 months	10.24%	$544.67
2014 or older	$5,000	60 months	7.99%	$101.36
	$25,000	120 months	9.74%	$326.79
Accurate as of 03/19/2023

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Personal Loans & Lines of Credit

Personal Loan and Line of Credit Rates

Type	APR1 As Low As	Monthly Payment
Secured	5.24%2	$150.39
Personal Line of Credit (FlexPlus)	12.24%3	$200.00
Personal Line of Credit (Flex)	13.74%4	$200.00
Savings Secured Loan	4.25%5	$217.68
Accurate as of 03/19/2023

Unsecured Personal Loans

Unsecured Personal Loan Rates

Term	APR1 As Low As	Loan Amount	Monthly Payment
24 Months	9.49%	$10,000	$459.10
36 Months	9.74%	$10,000	$321.45
48 Months	10.24%	$10,000	$254.78
60 Months	10.99%	$10,000	$217.37
72 Months	12.49%	$10,000	$198.06
84 Months	12.99%	$10,000	$181.87
Accurate as of 03/19/2023

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Credit Cards

Type	APR
Connexus Credit Cards	Call 800.845.5025

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Adjustable-rate Mortgages (ARMs)²

Mortgage ARM Rates

Term	Rates As Low As	APR1	Monthly Payment1
3/3 ARM	5.490%	7.184%	$567.16
5/3 ARM	5.740%	6.887%	$582.94
7/3 ARM	5.990%	6.795%	$598.91
Accurate as of 03/19/2023

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Fixed-rate Mortgages

Mortgage Fixed Rates

Term	Rates As Low As	APR1	Monthly Payment1
30-year fixed	6.000%	6.067%	$599.55
20-year fixed	5.875%	5.963%	$709.24
15-year fixed	5.375%	5.446%	$810.47
Accurate as of 03/19/2023

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Adjustable-rate Mortgages (ARMs)²

Mortgage ARM Rates

Term	Rates As Low As	APR1	Monthly Payment1
3/3 ARM	5.490%	7.184%	$567.16
5/3 ARM	5.740%	6.887%	$582.94
7/3 ARM	5.990%	6.795%	$598.91
Accurate as of 03/19/2023

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Fixed-rate Mortgages

Mortgage REFI Fixed Rates

Term	Rates As Low As	APR1	Monthly Payment1
30-year fixed	6.625%	6.701%	$640.31
20-year fixed	6.375%	6.477%	$738.23
15-year fixed	6.000%	6.084%	$843.86
Accurate as of 03/19/2023

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Rapid Refi Mortgages

Mortgage Rapid Refinance Rates

Term	Rates As Low As	APR1	Monthly Payment1
8-year fixed/Rapid Refi	5.590%	5.660%	$1,294.27
10-year fixed/Rapid Refi	5.490%	5.490%	$1,084.77
12-year fixed/Rapid Refi	5.490%	5.539%	$949.66
Accurate as of 03/19/2023

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VA Loan Rates – w/payments

Term	Rates As Low As	APR1	Monthly Payment
30-year fixed	7.000%	7.165%	$665.30
15-year fixed	6.250%	6.511%	$857.42
Accurate as of 03/19/2023

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Home Equity Loan Rates

Product	Rates As Low As	APR
Home Equity Loan	7.99%	8.22%1
Home Equity Line of Credit (HELOC)	4.49%	4.50% for 6 months2 (6.99% thereafter)
Interest-Only HELOC	4.49%	4.95% for 6 months3 (7.24% thereafter)
For 15 years Accurate as of 03/19/2023

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