Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.
Call 800.845.5025 or book an appointment with a team member to discuss rates
Loan Rates
Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2020 or newer | 24 months | 2.49% | $640.05 |
| 36 months | 2.49% | $431.99 | |
| 48 months | 2.99% | $331.14 | |
| 60 months | 3.49% | $272.03 | |
| 72 months | 3.99% | $233.84 | |
| 84 months | 4.49% | $207.67 | |
| 2019 and older2 | 24 months | 2.99% | $643.09 |
| 36 months | 2.99% | $435.09 | |
| 48 months | 3.49% | $334.32 | |
| 60 months | 3.99% | $275.28 | |
| 72 months | 4.49% | $237.17 | |
| 84 months | 5.99% | $217.98 | |
| Accurate as of 06/01/20211 | |||
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures
Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2020 or newer | 24 months | 2.49% | $640.05 |
| 36 months | 2.49% | $431.99 | |
| 48 months | 2.99% | $331.14 | |
| 60 months | 3.49% | $272.03 | |
| 72 months | 3.99% | $233.84 | |
| 84 months | 4.49% | $207.67 | |
| 2019 and older2 | 24 months | 2.99% | $643.09 |
| 36 months | 2.99% | $435.09 | |
| 48 months | 3.49% | $334.32 | |
| 60 months | 3.99% | $275.28 | |
| 72 months | 4.49% | $237.17 | |
| 84 months | 5.99% | $217.98 | |
| Accurate as of 06/01/2021 | |||
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures
Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles
| Term | APR1 | Monthly Payment |
|---|---|---|
| 36 months | 5.24% | $150.39 |
| 48 months | 5.74% | $116.83 |
| 60 months | 6.24% | $97.22 |
| 72 months | 6.74% | $84.62 |
| 84 months | 8.24% | $78.53 |
| Accurate as of 5/3/2021 | ||
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures
Recreational Loans — Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term | APR2 | Monthly Payment |
|---|---|---|---|---|
| 2017 or newer | $5,000 | 60 months | 5.75% | $96.08 |
| $15,000 | 120 months | 5.99% | $166.46 | |
| $20,000 | 144 months | 6.50% | $200.38 | |
| $20,000 | 180 months | 6.75% | $176.98 | |
| 2013-2016 | $5,000 | 60 months | 6.25% | $97.25 |
| $15,000 | 120 months | 6.75% | $172.24 | |
| $50,000 | 180 months | 6.99% | $449.13 | |
| 2012 or older | $5,000 | 60 months | 6.99% | $98.98 |
| $25,000 | 120 months | 7.25% | $293.50 | |
| Accurate as of 5/3/2021 | ||||
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply Now See disclosures
Personal Loans and Lines of Credit
| Type | APR As Low As | Monthly Payment1 |
|---|---|---|
| Secured | 3.24%2 | $180.76 |
| Personal Line of Credit (FlexPlus) | 7.74%3 | $209.97 |
| Personal Line of Credit (Flex) | 9.24%4 | $217.37 |
| Savings Secured Loan | 4.00%5 | $184.17 |
| Accurate as of 04/05/2021 | ||
Unsecured Personal Loans
| Term | Rate | Loan Amount | Monthly Payment |
|---|---|---|---|
| 24 Months | 5.99% | $10,000 | $441.00 |
| 36 Months | 6.49% | $10,000 | $304.82 |
| 48 Months | 6.99% | $10,000 | $238.05 |
| 60 Months | 7.99% | $10,000 | $201.39 |
| 72 Months | 8.99% | $10,000 | $178.88 |
| 84 Months | 9.99% | $10,000 | $164.60 |
| Accurate as of 04/05/2021 | |||
Secured and Unsecured Personal Loan rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal and Overdraft Protection Lines of Credit are excluded from rate discounts.Apply Now See disclosures
Mortgage Loans
| Term | Rate | APR1 | Monthly Payment1 |
|---|---|---|---|
| 30-year fixed | 3.250% | 3.307% | $435.21 |
| 20-year fixed | 3.125% | 3.205% | $560.88 |
| 15-year fixed | 2.625% | 2.691% | $672.69 |
| 3/3 ARM | 2.750% | 3.802% | $714.42 |
| 5/1 ARM | 3.000% | 3.328% | $737.81 |
| 7/3 ARM | 3.375% | 3.483% | $773.67 |
| 12-year fixed / Rapid Refi | 3.990% | 4.020% | $787.54 |
| 10-year fixed / Rapid Refi | 3.740% | 3.775% | $900.13 |
| 8-year fixed / Rapid Refi | 3.490% | 3.533% | $1,075.82 |
| Accurate as of 6/18/20211 Rates subject to change without notice | |||
Apply Now See disclosures
Home Equity Loans & Home Equity Lines of Credit (HELOC)
| Product | Rates as low as | APR |
|---|---|---|
| Home Equity Loan1 | 3.49% | 4.26% |
| Home Equity Line of Credit (HELOC) | 3.49% | 3.49% for 6 months2 (4.14% thereafter) |
| Interest-Only HELOC | 3.49% | 3.49% for 6 months3 (4.64% thereafter) |
| 5/1 Adjustable-Rate Mortgage (ARM) | 4.24% | 4.516%4 |
| Accurate as of 03/01/2021 | ||
Apply Now See disclosures
Loan Rates Disclosures
APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.
Deposit Rates
Share Certificates
| Amount | Term | APY |
|---|---|---|
| $5,000 and over | 12 months | 0.55% |
| $5,000 and over | 24 months | 0.65% |
| $5,000 and over | 36 months | 0.75% |
| $5,000 and over | 48 months | 0.85% |
| $5,000 and over | 60 months | 1.00% |
| Accurate as of 03/17/20211 | ||
Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Apply Now See disclosures
Checking
| Account | APY |
|---|---|
| Xtraordinary Checking | 1.75%1 |
| Teen Checking | 2.00%2 |
| Accurate as of 3/4/20201,2 | |
Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures
Savings
| Account | APY |
|---|---|
| Savings Accounts ($100 and over) | 0.25%1 |
| Holiday Club Accounts | 0.25%2 |
| Accurate as of 1/1/2020 | |
Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures
Money Market Accounts
| Balance | APY1 |
|---|---|
| $100,000 and over | 1.00% |
| $50,000 to $99,999.99 | 0.85% |
| $20,000 to $49,999.99 | 0.60% |
| $10,000 to $19,999.99 | 0.45% |
| $1,000 to $9,999.99 | 0.25% |
| $0 to $999.99 | 0.00% |
| Accurate as of 5/1/2021 | |
Yields subject to change and will be finalized on the last day of the dividend period. Yields require active checking**.Apply Now See disclosures
Health Savings Accounts (HSA)
| Balance | APY2 |
|---|---|
| $15,000 and over | 2.00% |
| $5,000 to $14,999.99 | 1.50% |
| $2,500 to $4,999.99 | 1.00% |
| $500 to $2,499.99 | 1.00% |
| $100 to $499.99 | 0.50% |
| $0 to $99.99 | 0.00% |
| Accurate as of 1/1/2020 | |
Yields subject to change and will be finalized on the last day of the dividend period.Apply Now See disclosures
IRA Savings Accounts
| Balance | APY1 |
|---|---|
| $10,000 and over | 0.75% |
| $5,000 to $9,999.99 | 0.50% |
| $2,000 to $4,999.99 | 0.40% |
| $0 to $1,999.99 | 0.25% |
| Accurate as of 5/1/2021 | |
Yields subject to change. Yields require active checking**.Call 800.845.5025 See disclosures
IRA Certificates
| Term | APY2 |
|---|---|
| 12 Months | 0.55% |
| 24 Months | 0.65% |
| 36 Months | 0.75% |
| 48 Months | 0.85% |
| 60 Months | 1.00% |
| Accurate as of 03/17/2021 | |
Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Call 800.845.5025 See disclosures
Deposit Rates Disclosures
APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.
Fee Schedule
Account Information Disclosure
Investment Rates Sheet
Federally Insured by NCUA