Loan & Deposit Rates Share Certificates, Auto Loans, Mortgage Loans, and more.
Loan Rates
Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles
| Term | APR1 |
|---|---|
| 36 months | |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 3/5/20181 | |
Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles
| Term | APR3 |
|---|---|
| 36 months | 2.99%2.49% with promo code WINTER6 |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 3/5/20183 | |
Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles
| Term | Min. Loan Amt. | APR1 |
|---|---|---|
| 36 months | $5,000 | 4.99% |
| 48 months | $5,000 | 5.49% |
| 60 months | $5,000 | 5.99% |
| 72 months | $5,000 | 6.49% |
| 84 months | $5,000 | 7.99% |
| Accurate as of 1/11/20181 | ||
Recreational Loans — Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term | APR2 |
|---|---|---|---|
| 2014-2018 | $5,000 | 60 months | 5.50% |
| $15,000 | 120 months | 5.50% | |
| $20,000 | 144 months | 5.74% | |
| $20,000 | 180 months | 6.24% | |
| 2010-2013 | $5,000 | 60 months | 6.00% |
| $15,000 | 120 months | 7.00% | |
| 2009 or older | $5,000 | 60 months | 7.00% |
| Accurate as of 1/11/20182 | |||
Personal Loans and Lines of Credit
| Type | Term | APR |
|---|---|---|
| Secured | Fixed 60-month | 2.99%1 |
| Unsecured | Fixed 60-month | |
| Personal Line of Credit (FlexPlus) | Variable | 9.49%3 |
| Personal Line of Credit (Flex) | Variable | 10.99%4 |
| Overdraft Protection Line of Credit | Fixed | 18.00%6 |
| Accurate as of 6/14/20181,2,3,4,6 | ||
Mortgage Loans
| Term | Rate | APR1 |
|---|---|---|
| 30-year fixed | 4.500% | 4.534% |
| 20-year fixed | 4.375% | 4.421% |
| 15-year fixed | 4.000% | 4.058% |
| 3/3 ARM | 3.625% | 5.299% |
| 5/1 ARM | 4.000% | 4.807% |
| 7/3 ARM | 4.500% | 5.092% |
| 12-year fixed / Rapid Refi | 4.750% | 4.795% |
| 10-year fixed / Rapid Refi | 4.500% | 4.553% |
| 8-year fixed / Rapid Refi | 4.250% | 4.315% |
| Accurate as of 7/20/20181 Rates subject to change without notice | ||
| Disclosure information and payments examples. | ||
Home Equity Loans & Home Equity Lines of Credit (HELOC)
| Rate Type | Type | Rate | APR |
|---|---|---|---|
| Variable Rate | HELOC | 3.49% | 3.50%2 |
| Interest-Only HELOC | 3.49% | 3.50%3 | |
| Home Equity Loan — 5/1 ARM 20-Year $10,000 minimum | 4.49% | 4.572%4 | |
| Fixed Rate | Home Equity Loan — 5-Year $10,000 minimum | 4.49% | 4.19%1 |
| Home Equity Loan — 10-Year $10,001–$25,000 | 4.99% | 5.59%1 | |
| Home Equity Loan — 15-Year $25,001 or more | 5.49% | 6.06%1 | |
| Home Equity Loan — 20-Year $25,001 or more | 5.99% | 6.57%1 | |
| Accurate as of 3/23/20181,2,3,4 | |||
Credit Cards
| Type | APR |
|---|---|
| Connexus Credit Cards | Call 800.845.5025 |
Loan Rates Disclosures
APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.
** Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Deposit Rates
Share Certificates
| Amount | Term | APY |
|---|---|---|
| $5,000 and over | 12 months | 2.50%1 |
| $5,000 and over | 24 months | 2.60%1 |
| $5,000 and over | 36 months | 2.75%1 |
| $5,000 and over | 42 months | 3.00%1 |
| $5,000 and over | 60 months | 3.25%1 |
| Accurate as of 5/18/20181 | ||
Checking
| Account | APY |
|---|---|
| Xtraordinary Checking | 1.75%1 |
| MyRewards Checking | 1.35%3 |
| Accurate as of 11/27/20171,3 | |
Savings
| Account | APY1 |
|---|---|
| Savings Accounts | 0.25% |
| Holiday Club Accounts | 0.25% |
| Youth Savings Accounts | 0.25% |
| Accurate as of 11/27/2017 | |
Money Market Accounts
| Balance | APY1 |
|---|---|
| $100,000 and over | 1.15% |
| $50,000 to $99,999.99 | 1.00% |
| $20,000 to $49,999.99 | 0.75% |
| $10,000 to $19,999.99 | 0.60% |
| $1,000 to $9,999.99 | 0.50% |
| $0 to $999.99 | 0.00% |
| Accurate as of 11/27/2017 | |
Health Savings Accounts (HSA)
| Balance | APY2 |
|---|---|
| $15,000 and over | 2.00% |
| $5,000 to $14,999.99 | 1.50% |
| $2,500 to $4,999.99 | 1.00% |
| $500 to $2,499.99 | 1.00% |
| $100 to $499.99 | 0.50% |
| Accurate as of 11/27/20172 | |
IRA Supreme Accounts
| Balance | APY1 |
|---|---|
| $10,000 and over | 1.50% |
| $5,000 to $9,999.99 | 1.25% |
| $2,000 to $4,999.99 | 1.00% |
| $0 to $1,999.99 | 0.75% |
| Accurate as of 1/12/2018 | |
Deposit Rates Disclosures
APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.
** Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Fee Schedule
Account Information Disclosure
Investment Rates Sheet
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