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Loan & Deposit Rates2022-10-11T07:17:11-05:00

Deposit & Loan Rates

Deposit Rates

Share Certificates

Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Apply now See disclosures

Checking

Checking Account Rates
AccountAPY
Xtraordinary Checking1.75%1
Teen Checking2.00%2
Accurate as of 10/10/20221,2
Yields subject to change and will be finalized on the last day of the dividend period.Apply now See disclosures

Savings

Savings Account Rates
AccountAPY
Savings Accounts ($100 and over)0.25%1
Holiday Club Accounts0.25%2
Accurate as of 1/1/2020
Yields subject to change and will be finalized on the last day of the dividend period.Apply now See disclosures

Money Market Accounts

Money Market Account Rates
BalanceAPY1
$1,000,000 and over4.01%
$500,000 to $999,999.993.41%
$250,000 to $499,999.993.01%
$100,000 to $249,999.992.51%
$20,000 to $99,999.992.01%
$1,000 to $19,999.990.25%
$0 to $999.990.00%
Accurate as of 12/1/2022
Apply now See disclosures

Health Savings Accounts (HSA)

Health Savings Account (HSA) Rates
BalanceAPY2
$15,000 and over2.00%
$5,000 to $14,999.991.50%
$2,500 to $4,999.991.00%
$500 to $2,499.991.00%
$100 to $499.990.50%
$0 to $99.990.00%
Accurate as of 1/1/2020
Yields subject to change and will be finalized on the last day of the dividend period.Apply now See disclosures

IRA Savings Accounts

IRA Savings Account Rates
BalanceAPY1
$10,000 and over0.40%
$5,000 to $9,999.990.25%
$2,000 to $4,999.990.25%
$0 to $1,999.990.25%
Accurate as of 7/1/2021
Yields subject to change.Call 800.845.5025 See disclosures

IRA Certificates

IRA Certificate Rates
TermAPY2
12 Months4.51%
15 Months - Special4.85%3
24 Months4.01%
36 Months3.71%
48 Months3.51%
60 Months3.51%
Accurate as of 11/23/2022
Yields are established when certificate is opened and remain in effect until end of current certificate term. Yields subject to change.Call 800.845.5025 See disclosures

Deposit Rates Disclosures

APY = Annual Percentage Yield. Accounts may be subject to minimum balances and other requirements. Please call 800.845.5025 for terms and conditions.

Fee schedule
Account information disclosure
Investment rates sheet

Loan Rates

Auto Loan Purchase — Cars, Trucks, SUVs, Motorcycles

Auto Loan Rates - Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR1 As Low AsMonthly Payment
2021 or newer24 months4.94%$657.67
36 months4.94%$449.16
48 months5.19%$346.73
60 months5.39%$285.76
72 months5.69%$246.40
84 months6.49%$222.67
2020 and older224 months5.24%$659.68
36 months5.24%$451.18
48 months5.49%$348.78
60 months5.99%$289.92
72 months6.49%$252.08
84 months7.99%$233.72
Accurate as of 11/28/20221
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply now  See disclosures

Auto Loan Refinance — Cars, Trucks, SUVs, Motorcycles

Auto Loan Refinance Rates - Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR1 As Low AsMonthly Payment
2021 or newer24 months4.94%$657.67
36 months4.94%$449.16
48 months5.19%$346.73
60 months5.39%$285.76
72 months5.69%$246.40
84 months6.49%$222.67
2020 and older224 months5.24%$659.68
36 months5.24%$451.18
48 months5.49%$348.78
60 months5.99%$289.92
72 months6.49%$252.08
84 months7.99%$233.72
Accurate as of 11/28/2022
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply now See disclosures

Recreational Loans — ATV/UTVs, Personal Watercraft, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term2APR As Low AsMonthly Payment2
36 months7.24%$154.93
48 months7.74%$121.46
60 months8.24%$101.96
72 months8.74%$89.48
84 months9.24%$81.06
Accurate as of 11/28/2022
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply now See disclosures

Recreational Loans — Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model YearMin. Loan Amt.Max. Term1APR As Low AsMonthly Payment1
2019 or newer$5,00060 months6.74%$98.39
$15,000120 months7.99%$181.91
$20,000144 months8.74%$224.69
$20,000180 months9.74%$211.75
2015-2018$5,00060 months7.24%$99.57
$15,000120 months8.74%$187.91
$50,000180 months9.99%$537.00
2014 or older$5,00060 months7.99%$101.36
$25,000120 months9.24%$319.95
Accurate as of 11/28/2022
Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically.Apply now See disclosures

Personal Loans and Lines of Credit

Personal Loan and Line of Credit Rates
TypeAPR1 As Low AsMonthly Payment
Secured5.24%2$150.39
Personal Line of Credit (FlexPlus)11.49%3$200.00
Personal Line of Credit (Flex)12.99%4$200.00
Savings Secured Loan4.25%5$217.68
Accurate as of 11/28/2022

Unsecured Personal Loans

Unsecured Personal Loan Rates
TermAPR1 As Low AsLoan AmountMonthly Payment
24 Months8.49%$10,000$454.51
36 Months8.74%$10,000$316.79
48 Months9.24%$10,000$249.99
60 Months10.74%$10,000$216.13
72 Months12.49%$10,000$198.06
84 Months12.99%$10,000$181.87
Accurate as of 11/28/2022
Secured and Unsecured Personal Loan rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal and Overdraft Protection Lines of Credit are excluded from rate discounts.Apply now See disclosures

Mortgage Loans

Adjustable-rate Mortgages (ARMs)2

Mortgage ARM Rates
TermRates As Low AsAPR1Monthly Payment1
3/3 ARM5.240%6.877%$551.58
5/3 ARM5.490%6.571%$567.16
7/3 ARM5.740%6.494%$582.94
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

Fixed-rate Mortgages

Mortgage Fixed Rates
TermRates As Low AsAPR1Monthly Payment1
30-year fixed5.875%5.941%$591.54
20-year fixed5.625%5.713%$694.97
15-year fixed5.500%5.571%$817.08
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

Mortgage Refinance

Adjustable-rate Mortgages (ARMs)2

Mortgage ARM Rates
TermRates As Low AsAPR1Monthly Payment1
3/3 ARM5.240%6.877%$551.58
5/3 ARM5.490%6.571%$567.16
7/3 ARM5.740%6.494%$582.94
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

Fixed-rate Mortgages

Mortgage REFI Fixed Rates
TermRates As Low AsAPR1Monthly Payment1
30-year fixed6.125%6.195%$607.61
20-year fixed5.875%5.969%$709.24
15-year fixed5.625%5.703%$823.73
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

Rapid Refi Mortgages

Mortgage Rapid Refinance Rates
TermRates As Low AsAPR1Monthly Payment1
8-year fixed/Rapid Refi5.990%6.061%$1,313.66
10-year fixed/Rapid Refi6.115%6.115%$1,115.99
12-year fixed/Rapid Refi6.365%6.415%$994.84
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

VA Home Loans

VA Loan Rates
Term1Rates As Low AsAPR
30-year fixed7.000%7.180%
15-year fixed6.250%6.534%
Accurate as of 12/2/20221

Rates subject to change without notice

Apply now See disclosures

Home Equity Loans & Home Equity Lines of Credit (HELOC)

Home Equity Loan Rates
ProductRates As Low AsAPR
Home Equity Loan7.24%7.45%1
Home Equity Line of Credit (HELOC)4.49%4.50% for 6 months2 (6.99% thereafter)
Interest-Only HELOC4.49%4.95% for 6 months3 (7.24% thereafter)
For 15 years1
Accurate as of 10/3/2022
Apply now See disclosures

Credit Cards

Credit Cards
TypeAPR
Connexus Credit CardsCall 800.845.5025

Apply now

Loan Rates Disclosures

APR = Annual Percentage Rate. All rates are subject to change and may vary based on your individual credit, term, and relationship level. Please call 800.845.5025 for terms and conditions.

Fee schedule
Account information disclosure