Bump-Up Share CertificatesIntroducing Connexus Bump-Up Share CertificatesEnjoy 3.81% APY4 for 24 months and get the option to bump your APY later without fees. Apply NowConnexus Share CertificatesOur Share Certificates and Jumbo Share Certificates offer excellent yields and guaranteed returns. Start today by choosing the term length that works for your investment strategy.Yields availableShare Certificate RatesTermShare Certificate $5,000+ APY1Jumbo Share Certificate $100,000+ APY312 months4.51%4.76%15 months – Special4.85%2N/A24 months4.01%4.26%36 months3.71%3.96%48 months3.51%3.76%60 months3.51%3.76%Accurate as of 02/01/2023Get started by opening your Share Certificate or Jumbo Share Certificate today. Apply now Calculator Share CertificateBump-Up Share CertificatesOur 24-month Bump-Up Share Certificate offers the option to bump the rate once during the 24-month term.Yields availableShare Certificate – Bump-up RatesTermAPY424 months3.81%Accurate as of 02/01/2023Open your Bump-Up Share Certificate today. Apply now Earn % More By Choosing Connexus*Our Rates As High As % APY for National Average % APY for Big Earnings You Can Earn %* More With ConnexusWhy Connexus? $5,000 minimum depositYou don’t need a large investment to start taking advantage of our high yields. However, if you have $100,000 or more, open a Jumbo Share Certificate to maximize your returns. No checking account requiredThere’s no catch, and no strings attached. Safe & secureYour money is federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Learn more about how NCUA insurance works and estimate your coverage at MyCreditUnion.gov. Available across the U.S.Not a Connexus member? That’s okay. You can become a member in minutes.FAQs: You asked. We answered. a What is a Bump-Up Certificate? A Bump-Up Share Certificate allows the account holder to increase (or “bump up”) the annual percentage yield once during the term to the current 24-month Bump-Up Share Certificate yield. This option allows the account holder to take advantage of rising yields, should they increase during the term. a How do I request a bump-up? You can request a bump to the current 24-month yield by calling our Member Contact Center at 800.845.5025 or visiting your local branch and returning a brief form. We typically process bump-up requests within two (2) business days of the request and the return of the completed form. a What happens when my certificate renews? When your Bump-Up Share Certificate renews, it will automatically renew into a 24-month Bump-Up Share Certificate at the then-current yield. Your renewed certificate will allow you to bump the yield once during the new term. a What’s a Jumbo Share Certificate? Jumbo Share Certificates are the same as our standard Share Certificates except that they have a minimum balance requirement of $100,000 (versus $5,000 for our standard Certificates). a What information do I need to apply online? You must:Be a U.S. citizen or resident alien.Be 18 years of age or older.Have a Social Security number and a driver’s license, military ID, passport, permanent resident card, or state-issued ID. a How will I be notified of the status of my account after submitting my application? You will be notified via email as to whether or not your account has been approved. a How long will it take for my membership application to be approved or denied? It can take up to three business days for an application to be approved or denied. a Where can I find the status of my application? If you already submitted an application, you can check its status online. a I’m interested in a Share Certificate, but I’m not a Connexus Credit Union member. Can I still open a Share Certificate? We do require you to become a member to open a Share Certificate. Becoming a member is easy. See our Membership Eligibility page to get started. a How often is the dividend on a Share Certificate compounded? Dividends on Connexus Share Certificates are compounded and credited to your account quarterly. Alternatively, you may choose to have dividends automatically posted to another Connexus account quarterly or paid directly to you in the form of a check. a Are there penalties for withdrawals before the maturity date? If your account has an original term of one year or less: The penalty will equal 90 days dividends on the amount withdrawn subject to penalty. If your account has an original term of more than one year, but less than five years: The penalty we may impose will equal 180 days dividends on the amount withdrawn subject to penalty. If your account has an original term of five years or greater: The penalty we may impose will equal 365 days dividends on the amount withdrawn subject to penalty. a Can’t find what you’re looking for? Ask us! Notice: JavaScript is required for this content. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. DisclosuresAPY = Annual Percentage YieldSee our Fee Schedule for a list of fees you may encounter. * Accurate as of: . Source: Datatrac 1Rates are accurate as of 02/01/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. 2Rates are accurate as of 02/01/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Special certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal, unless instructed otherwise. 3Rates are accurate as of 02/01/2023 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. 4Rates are accurate as of 02/01/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Bump-Up Share Certificates allow a one-time rate increase during the original term plus a one-time rate increase during each subsequent term. You must exercise the bump-up rate increase option during the then-current term. Please see the Truth-in-Savings disclosure for more information.
