A Share Certificate is the credit union version of a Certificate of Deposit (CD). It’s an account you deposit money into for a certain period of time. That money then earns dividends over that period. It’s a low-risk way to earn a high return on your money.
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1 APY = Annual Percentage Yield. 2.50% APY for 12 months, 2.60% APY for 24 months, 2.75% APY for 36 months, 3.00% APY for 42 months, and 3.25% APY for 60 months. Rates are accurate as of 5/18/2018 and are subject to change. Account requirements: Connexus Credit Union membership and $5,000 opening deposit. Certificates will be opened on the day application and funding is received. Rate is locked in for the applicable terms of the certificate. $5,000 minimum deposit required to remain in account until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings. Offer not valid on business or organization accounts. Subject to change or termination. Federally Insured by NCUA.
22.50% APY and 3.25% APY are the highest yields available for 12 and 60 months, respectively as of 6/6/2018, according to the Bankrate.com “Best CD Rates – June 2018”: https://www.bankrate.com/banking/cds/best-cd-rates/