Auto Refinance Savings Calculator
Find out how much you could save by crunching a few numbers with our easy-to-use Auto Refinance Savings calculator.
Current Auto Refinance rates
| Model Year | Term | APR1 As Low As | Payment per Thousand |
|---|---|---|---|
| 2024 or newer | 24 months | 4.99% | $43.87 |
| 36 months | 5.09% | $30.01 | |
| 48 months | 5.19% | $23.12 | |
| 60 months | 5.39% | $19.05 | |
| 72 months | 5.79% | $16.47 | |
| 84 months | 6.69% | $14.94 | |
| 2023 and older2 | 24 months | 5.14% | $43.93 |
| 36 months | 5.24% | $30.08 | |
| 48 months | 5.49% | $23.25 | |
| 60 months | 5.74% | $19.21 | |
| 72 months | 6.29% | $16.71 | |
| 84 months | 6.74% | $14.97 | |
| Accurate as of 10/21/2025 | |||
Disclosures
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide actual loan details or provide investment/tax advice. We encourage you to seek personalized advice from a Connexus representative regarding all personal finance issues.
- APR = Annual Percentage Rate. All rates accurate as of 10/21/2025 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Minimum loan amount is $10,000. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
- To be eligible for the lowest available rate, term length restrictions apply. Model years 2019-2021 have a maximum term of 84 months. Model years 2017-2021 have a maximum term of 72 months. Model years 2016 and older have a maximum term length of 60 months.