
Auto Refinancing
Pay less for the vehicle you love.
Refinance your auto loan with rates as low as 5.24% APR.1
Questions? We can help.
Benefits for you
Our Auto Refinancing benefits
Competitive rates
Current Auto Refinancing rates
Competitive rates
Current Auto Refinancing rates
Model Year | Term | APR1 As Low As | Payment per Thousand |
---|---|---|---|
2023 or newer | 24 months | 5.24% | $43.98 |
36 months | 5.44% | $30.17 | |
48 months | 5.64% | $23.32 | |
60 months | 5.84% | $19.26 | |
72 months | 6.14% | $16.64 | |
84 months | 7.19% | $15.19 | |
2022 and older2 | 24 months | 5.54% | $44.11 |
36 months | 5.69% | $30.28 | |
48 months | 5.94% | $23.46 | |
60 months | 6.19% | $19.42 | |
72 months | 6.74% | $16.92 | |
84 months | 7.24% | $15.21 | |
Accurate as of 07/13/2025 |
Calculators
- Does it pay to refinance? Use our calculator to see what you may save by refinancing your auto loan.
- What’s my debt-to-income (DTI) ratio? DTI is a factor when you apply for a new loan. Learn yours now.
simple refinancing steps
Auto Refinancing process
available coverage
Protect your vehicle
Choose comprehensive coverage options, such as Debt Protection, GAP Protection, and our Warranty Program, to safeguard your investment and give yourself peace of mind for the road ahead.
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Learn more about refinancing
3 Myths of Refinancing Your Car Loan
If you’re thinking about refinancing your car loan, but feeling unsure, we can help clear up some common myths.
7 Signs It’s Time To Refinance Your Auto Loan
Wondering if refinancing your current auto loan is a smart option? Since it can often lower your rate or monthly payment, it’s worth considering. Here are seven signs it’s time to refi.