Auto Refinance Savings Calculator
Find out how much you could save by crunching a few numbers with our easy-to-use Auto Refinance Savings calculator.
This calculator is intended for informational purposes only and is considered an estimate. The accuracy of this calculator is not guaranteed by Connexus Credit Union. The calculator and its results do not constitute the advice of, or reflect actual products, services, rates, and/or terms available. Nothing contained in the calculator shall constitute an offer or solicitation of a product or service by Connexus Credit Union. This calculator is not intended to offer any tax, legal, financial, or investment advice. Please consult with qualified advisors to discuss your specific needs.
Current Auto Refinance rates
| Model Year | Term | APR1 As Low As | Payment per Thousand |
|---|---|---|---|
| 2024 or newer | 24 months | 4.89% | $43.82 |
| 36 months | 4.99% | $29.97 | |
| 48 months | 5.09% | $23.07 | |
| 60 months | 5.29% | $19.00 | |
| 72 months | 5.59% | $16.38 | |
| 84 months | 6.44% | $14.82 | |
| 2023 and older2 | 24 months | 4.99% | $43.87 |
| 36 months | 5.09% | $30.01 | |
| 48 months | 5.39% | $23.21 | |
| 60 months | 5.59% | $19.14 | |
| 72 months | 6.29% | $16.71 | |
| 84 months | 6.74% | $14.97 | |
| Accurate as of 04/30/2026 | |||
Disclosures
- APR = Annual Percentage Rate. All rates accurate as of 04/30/2026 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Minimum loan amount is $10,000. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
- To be eligible for the lowest available rate, term length restrictions apply. Model years 2019-2021 have a maximum term of 84 months. Model years 2017-2021 have a maximum term of 72 months. Model years 2016 and older have a maximum term length of 60 months.