Auto Refinancing
Get a lower payment and a chance to win.
Refi an auto loan with Connexus for a chance to win $1,000.*
Questions? We can help.
Your car. For less.
Love your car, but not what it costs you? We can help!
When you bring your auto loan to Connexus from your current lender, we don’t just lower your interest rate and monthly payment. We also treat you to 90 days of no monthly car payments upon request3.
Check out the video to learn more about our quick and easy refinancing process or click below to get started today.
Auto Refinances earn a chance at $1,000!*
Ready to refi your auto loan to a lower rate? Choose Connexus for a chance to win $1,000! Refinance by September 30 for automatic entry in the $1K Giveaway.
Auto refinance perks
When you bring your auto loan to Connexus from another lender, you’ll walk away with much more than a lower monthly payment. In fact, we pull out all the stops to give you an experience so stellar, you’ll become a member for life. To that end, here are just a few of the exclusive perks you can take advantage of:
Up to 90 days no payments3
Nothing better than that new car smell … except for three months of no payments. Request it and it’s yours.
Refinancing as easy as 1, 2, 3, 4
We take refinancing back to basics. In just four simple, stress-free steps, we’ll help you lower your rate and payment.
Less nickel-and-diming, more savings
At Connexus, fees just aren’t our style. That means no annual fees, prepayment penalties, or funds due at closing.
Amped-up security for peace of mind
Safety first! Protect your vehicle and financial well-being with Debt Protection, GAP Protection, and our Warranty Program.
Lowest available rates
(Cars, Trucks, SUVs, Motorcycles)
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2022 or newer | 24 months | 5.99% | $664.74 |
| 36 months | 6.49% | $459.67 | |
| 48 months | 6.69% | $357.04 | |
| 60 months | 6.89% | $296.24 | |
| 72 months | 7.19% | $257.11 | |
| 84 months | 7.99% | $233.72 | |
| 2021 and older2 | 24 months | 6.49% | $668.13 |
| 36 months | 6.74% | $461.38 | |
| 48 months | 6.99% | $359.12 | |
| 60 months | 7.24% | $298.72 | |
| 72 months | 7.49% | $259.28 | |
| 84 months | 8.24% | $235.59 | |
| Accurate as of 07/27/2024 | |||
Calculators
- Does it pay to refinance? Use our calculator to see what you may save by refinancing your car loan.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
The refinancing process
Apply for refinancing in minutes by entering current loan and payment details
Receive decision on your refinance in 1-4 business days4
After approval, enjoy 90 days of no monthly car payments upon request3
Save money with your new interest rate and lower monthly payments
Learn more about refinancing
3 Myths of Refinancing Your Car Loan
If you’re thinking about refinancing your car loan, but feeling unsure, we can help clear up some common myths.
5 Signs it’s Time to Refinance Your Auto Loan
Life changes, and so do financial situations. Here’s how to know when those changes mean it’s time to refinance your auto loan.
FAQs: You Asked. We Answered.
What information do I need to complete my Auto Refinancing application?
To complete your application, you’ll need to provide:
- Income verification (i.e. recent paystub)
- Copy of your driver’s license and vehicle title or registration
- Picture of current vehicle mileage
- 10-day payoff statement, including account number and overnight mailing address
- Verification of auto insurance
Once you receive the 10-day payoff statement, including account number and overnight mailing address, from your current lender, you’ll need to provide this as well so we can finalize your loan electronically.
Can I pay off my loan quicker than the payment schedule?
Why should I refinance my existing auto loan?
You might refinance to get a lower interest rate or lower your monthly payment by extending your repayment term. Call 800.845.5025 or try our Auto Refinancing Savings Calculator to determine how much you could save.
Will I be charged any fees to refinance?
At Connexus, fees aren’t our style. When you refinance with us, you will not be charged any application fees, annual fees, or prepayment penalties.
How easy is the refinancing process?
You can complete the refinancing process in just three simple steps. Here’s how it works:
- Apply online or by phone at 800.845.5025 and provide the required documentation
- Receive a decision on your application in 1-4 business days4
- After approval, enjoy 90 days of no Auto Loan payments3