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  • Refinancing Your Auto Loan2021-07-23T16:10:24-05:00

    Auto Refinance
    Spend less on your car and more on what matters.

    Lower your car payment in four easy steps.

    Apply Now

    Call 800.845.5025 or schedule a chat with a lender

    Refi Rewards: What You Can Get When You Refinance

    Up to 90 Days of No Payments Available Upon Request2

    24/7 Access to Digital Banking

    No Annual Fees or Prepayment Penalties

    Lowest Available Rates (Cars, Trucks, SUVs, Motorcycles)

    New/Used Auto Loan Refinance Rates - Cars, Trucks, SUVs and Motorcycles
    Model YearTermAPR1 As Low AsMonthly Payment
    2020 or newer24 months2.49%$640.05
    36 months2.49%$431.99
    48 months2.99%$331.14
    60 months3.49%$272.03
    72 months3.99%$233.84
    84 months4.49%$207.67
    2019 and older224 months2.99%$643.09
    36 months2.99%$435.09
    48 months3.49%$334.32
    60 months3.99%$275.28
    72 months4.49%$237.17
    84 months5.99%$217.98
    Accurate as of 06/01/20211

    Available Loan Features

    The Refinancing Process

    Learn More About Refinancing

    RichNew Hampshire

    “Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”

    BankrateBest Credit Unions of 2021

    Bankrate compared and ranked the nation’s best credit unions based on products, services, fees, and more. Connexus was listed as a ‘Top Credit Union.’

    FAQs: You Asked. We Answered.

    Can I pay off my loan quicker than the payment schedule?2018-08-13T09:09:25-05:00

    Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

    Why should I refinance my existing car loan?2020-07-21T14:10:01-05:00

    You might refinance to get a lower interest rate or lower your monthly payment by extending your repayment term. Call 800.845.5025 or try our Auto Loan calculator to figure out how much you could save.

    What is GAP insurance and who pays for it?2018-03-01T16:19:43-06:00

    GAP insurance is an insurance policy taken out at the time of an auto loan to cover the difference between what your insurance company will pay on the auto loan, if the auto is totaled, and the remaining payoff balance. The cost of the policy can be included in your loan or paid by cash.

    Can’t find what you’re looking for? Ask us!2017-08-15T16:52:05-05:00

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      See our Fee Schedule for a list of fees you may encounter.

      1 APR. Annual Percentage Rate. All rates accurate as of 06/01/2021 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Minimum loan amount is $10,000. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.

      2 To be eligible for the lowest available rate, term length restrictions apply. Model years 2017-2019 have a maximum term of 84 months. Model years 2015-2016 have a maximum term of 72 months. Model years 2014 and older have a maximum term length of 60 months.

      3 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days. Deferment must be requested at time of application.

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