High-Yield Deposit AccountsGrow your savings and investments with these secure, high-yield account options. CertificatesYields up to 5.11% APY1A great option if you don’t need daily access to your investment.Enjoy an excellent yield and guaranteed returns.Choose the term length that works for your investment strategy.Dividends compound quarterly. Apply now View FAQsCertificate Rates – Deposit ComboTermCertificate $5,000+ APY1Share Certificate $100,000+ APY212 months5.01%5.11%17 Months Special5.16%35.26%424 months4.76%4.86%36 months4.46%4.61%48 months4.01%4.26%60 months3.91%4.16%Accurate as of 12/11/2023 Bump-Up CertificateOur 24-month Bump-Up Certificate offers the option to bump the rate once during the 24-month term.Open your Bump-Up Certificate today. Apply now View FAQsCertificate – Bump-up RatesTermAPY524 months4.31%Accurate as of 12/11/2023 Money Market AccountYields up to 4.51% APYEarn a high yield on your savings while still having access to your cash.Dividends compound and credit monthly on balances of $1,000 and over6.Access your money when needed with up to four fee-free withdrawals a month.Make unlimited deposits into your account.Get free checks upon request. Apply now View FAQsMoney Market Account Rates – Deposit ComboBalanceAPY6$1,000,000 and over4.51%$500,000 to $999,999.994.26%$250,000 to $499,999.994.01%$100,000 to $249,999.993.76%$20,000 to $99,999.993.01%$1,000 to $19,999.990.25%$0 to $999.990.00%Accurate as of 12/11/2023 Get better yields in four simple steps.Apply online in minutes by choosing the account that works for you and answering a few questions.Hang tight while we review the application – it won’t take more than a few business days.Fund your new account by transferring from another Connexus account or make a transfer from an external institution.Relax and enjoy knowing your cash is earning some of the best yields available.Why choose Connexus? We’re ranked among the best.We are consistently named one of the nation’s top credit unions by Kiplinger, NerdWallet, and The Balance. Membership is available across the U.S.Not a Connexus member? That’s okay. You can become a member in minutes. We offer personal, responsive member support.Our U.S.-based team is here to answer your questions and support your unique investment and savings goals. Your money is safe and secure.Your money is federally insured by the National Credit Union Administration up to at least $250,000.Recognized ByFAQs: You asked. We answered. a What is the difference between a Money Market Account and a Certificate? Both Certificates and Money Market Accounts are federally insured, interest-earning deposit accounts. Certificates typically offer a higher yield in exchange for a fixed term. You may pay a penalty for withdrawing funds before the end of the term. Money Market Accounts function like a high-yield savings account and allow a limited number of transactions per month without penalty, plus the ability to write checks from the account. a Where can I learn more about Connexus Certificates? Please see our Certificate page to learn more. a Where can I learn more about Connexus Money Market Accounts? Please see our Money Market Accounts page to learn more. a Am I eligible to become a Connexus member? Membership is available nationwide. Please see our Membership Eligibility page for more information on becoming a Connexus member.High yields are just a few steps away.Apply today. Share Certificate application Money Market application Disclosures APY = Annual Percentage YieldSee our Fee Schedule for a list of fees you may encounter. * Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 4.760% APY compared to 1.820% APY for the National market average over the life of a 2 year share certificate at $10,000. Accurate as of: 12/11/2023. Source: Datatrac 1Rates are accurate as of 12/11/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. 2Rates are accurate as of 12/11/2023 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. 3Rates are accurate as of 12/11/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Special certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal, unless instructed otherwise. 4Rates are accurate as of 12/11/2023 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Special certificate renews automatically to a Jumbo 12-month term at the rate in effect at the time of renewal, unless instructed otherwise. 5Rates are accurate as of 12/11/2023 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Bump-Up Share Certificates allow a one-time rate increase during the original term plus a one-time rate increase during each subsequent term. You must exercise the bump-up rate increase option during the then-current term. Please see the Truth-in-Savings disclosure for more information. 6Rates are accurate as of 12/11/2023. Rates are variable and subject to change. Minimum amount to open is $1,000. Must maintain a minimum daily balance of $1,000 to obtain the disclosed APY. Fees may reduce earnings.
