Xtraordinary Checking Progress Tool

Track your progress toward earning a high checking yield.

EASILY TRACK PROGRESS

Earning an excellent APY is easier than ever!

Track your progress toward earning 5.00% APY‍1 using our Xtraordinary Checking Progress tool in Digital Banking. 

Monitor your progress toward the monthly requirements

Get prompts for the requirements you still need to meet

Easily see your status at a glance within the tool

Check your progress now by clicking the link below or by logging in to Digital Banking and clicking on “Xtraordinary Checking Progress” under the My Accounts menu.

Check my progress Check my progress
Frequently asked questions

FAQs: You asked. We answered.

What are the monthly requirements to earn Xtraordinary Checking’s high yield?

To earn 5.00% APY‍1 on account balances up to $25,000, you must meet the following monthly requirements: 

  1. Make 15 debit card purchases or accumulate $500 in debit card spending by month end.
  2. Subscribe to eStatements – here’s how.
  3. Make a direct deposit or an ACH deposit (from a non-Connexus account) of at least $500.
    • Some example deposits include direct deposit from payroll, retirement benefits, or government benefits.
    • Additionally, you can use Connexus Digital Banking to link to an external account at a different financial institution and transfer funds into your Xtraordinary Checking Account each month to meet the ACH deposit requirement.
Why am I not seeing progress towards earning the yield reflected here?

We tally your spending and transactions at the end of the day, so it may take 24 hours for progress to appear.

I just converted my Simply Free Checking Account to an Xtraordinary Checking Account. Why am I not seeing the changes?

It may take 24 hours for the changes to your account status to be reflected in Digital Banking.

Why wasn’t my Simply Free Checking Account converted to the Xtraordinary Checking Account?

If you already have an Xtraordinary Checking Account, your additional Simply Free Checking Account will not be converted, as only one Xtraordinary Checking Account is allowed per member.

Disclosures

* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 5.000% APY compared to 2.145% APY for the National market average over the life of a high rate share draft. Accurate as of: 11/03/2025. Source: Datatrac

* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 5.00% APY compared to .07% APY for the FDIC Interest Checking national deposit rate. Accurate as of: 10/20/2025. Source: FDIC

  1. Annual Percentage Yield (APY) accurate as of 11/03/2025. To earn the applicable dividend rate and APY, subscription to eStatements, a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account), and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period.  No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change. A dividend rate of 4.889% will be paid on your account balance of $25,000 or less when requirements are met; resulting in an APY of 5.00% for the dividend period. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.