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Our Auto Loan benefits
Competitive rates
Current Auto Loan rates
Competitive rates
Current Auto Loan rates
Model Year | Term | APR1 As Low As | Payment per Thousand |
---|---|---|---|
2024 or newer | 24 months | 4.99% | $43.87 |
36 months | 5.09% | $30.01 | |
48 months | 5.19% | $23.12 | |
60 months | 5.39% | $19.05 | |
72 months | 5.79% | $16.47 | |
84 months | 6.69% | $14.94 | |
2023 and older2 | 24 months | 5.14% | $43.93 |
36 months | 5.24% | $30.08 | |
48 months | 5.49% | $23.25 | |
60 months | 5.74% | $19.21 | |
72 months | 6.29% | $16.71 | |
84 months | 6.74% | $14.97 | |
Accurate as of 10/14/2025 |
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Learn more about car buying
Auto Loan Pre-Qualification and Pre-Approval: What’s The Difference?
Are you gearing up to buy a new ride? Learn the difference between being pre-qualified and pre-approved for an Auto Loan and why being pre-approved gives you more negotiating power at the dealership.
Steer Clear of These 10 Common Car Buying Mistakes
Buying a new vehicle is exciting, but it’s easy to overpay if the excitement clouds your judgment. Here are ten common mistakes car buyers make and tips to help avoid them.
Why Get Financing Before You Buy a Vehicle
Learn how getting your financing ahead of time can help make your dealership experience easier and put you in a better buying position.
FAQs: You asked. We answered.
Disclosures
See our Fee Schedule for a list of fees you may encounter.
* Calculated based on the difference between the amount paid in interest between Connexus Credit Union’s rate at 5.390% APR compared to 6.729% APR for the National market average over the life of a $30,000 auto loan over 60 months. Accurate as of: 10/14/2025. Source: Datatrac
- APR = Annual Percentage Rate. All rates accurate as of 10/14/2025 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
- To be eligible for the lowest available rate, term length restrictions apply. Model years 2022-2023 have a maximum term of 84 months. Model years 2019-2021 have a maximum term of 72 months. Model years 2018 and older have a maximum term length of 60 months.
- Make no auto loan payments for up to 90 days upon request. Offer does not apply to auto loans currently financed at Connexus Credit Union. Deferred payments must be requested at the time of application, may not exceed 90 days, and are subject to credit approval. Interest begins accruing upon disbursal of loan. Some restrictions may apply.