HIGH-YIELD CHECKING

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Our Xtraordinary Checking Account now offers a higher yield! Open an account today and watch your money grow.

Apply to open an account

Questions? We can help.

account requirements & perks

Our Xtraordinary Checking just got more extraordinary

Earning 5.00% APY‍1 on account balances up to $25,000 is easy! Here are the monthly requirements to earn this market-leading yield:

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Xtraordinary Checking
No monthly fees
Minimum balance requirements

None

Monthly rebate of ATM provider surcharges‍2

$15

Free Connexus ATM transactions

Unlimited

Free Co-op & MoneyPass® ATM transactions‍3

Unlimited

Free, contactless Visa® Debit Card with Mobile Wallet capabilities
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts
CHECKING ADVANTAGES

Why choose Connexus for your Checking needs?

Earn up to 5.00% APY‍1

Anyone in the U.S. is eligible to join Connexus and maximize their earning potential. With this high yield, you could earn more than $1,200 a year!‍1‍4

Easily meet the requirements

Use our Xtraordinary Checking Progress tool in Digital Banking to track your progress toward earning 5.00% APY‍1.

Fees aren’t our style

Enjoy no Connexus ATM fees, maintenance fees, or minimum balance requirements.

Conveniently access your funds

Connexus members have access to thousands of fee-free ATMs nationwide. Find an ATM near you.

Earn more

Say hello to extraordinary earnings

Far above the national average, our Xtraordinary Checking Account offers one of the highest yields available.

Open an account
103% the National average rate
Connexus APY
5.00%
National APY
2.46%
5.00%
Connexus APY
103% the National average rate
2.46%
National APY
Apply for Xtraordinary Checking

You can do it all with Digital Banking 

The innovative features within Connexus Digital Banking allow you to easily access your account anytime, anywhere. 

Pay bills and make loan payments

Deposit checks using Mobile Deposit

Transfer your funds where you need them to be

And more!

Check out Digital Banking Check out Digital Banking
Frequently asked questions

FAQs: You asked. We answered.

What information do I need to set up a monthly direct deposit into my Xtraordinary Checking Account?

To set up a monthly direct deposit into your Xtraordinary Checking Account, you will need to provide your Connexus account number, routing number, and Connexus’ address. For more information on where to find these details and to ensure that your direct deposit is not rejected due to incorrect formatting or information, please visit our Digital Banking FAQ or contact us directly.

What qualifies as a monthly direct deposit or an ACH deposit (from a non-Connexus account) into my Xtraordinary Checking Account?

Some example deposits for this account requirement include direct deposit from payroll, retirement benefits, or government benefits.

Additionally, you can use Connexus Digital Banking to link to an external account at a different financial institution and transfer funds into your Xtraordinary Checking Account each month to meet the ACH deposit requirement.

I currently have my direct deposit going to another institution. Can I set up a monthly $500 ACH transfer from my other financial institution to meet this account requirement?

Yes, this would meet the monthly direct deposit account requirement. Please contact us to ensure you have the correct information to set up your ACH transfer.

Does a mobile deposit or an in-person deposit at a branch qualify for the direct deposit requirement?

No, a mobile deposit or in-person deposit does not qualify for the direct deposit requirement.

How can I monitor whether I meet the monthly Xtraordinary Checking Account requirements?

Connexus offers an Xtraordinary Checking Progress tool within Digital Banking that allows you to easily track your progress toward meeting the monthly account requirements.

What happens if I do not meet the monthly Xtraordinary Checking Account requirements?

If you do not meet the requirements for any given month, you will simply earn no yield that month, and you will not receive the $15 of ATM surcharge rebates that month. There are no fees for not meeting the monthly requirements.

How many Xtraordinary Checking Accounts can I have?

Only one Xtraordinary Checking Account is allowed per member. However, we do offer other deposit accounts, such as Share Certificates and Money Market Accounts, that feature competitive APYs.