HIGH-YIELD CHECKING

Double up with Xtraordinary Checking!

Score a bonus of up to $300‍6 and earn up to 5.00% APY.‍1

Questions? We can help.

How to earn your bonus

Xtraordinary Checking just got even more rewarding

Earn 5.00% APY on balances up to $25,000 and get a bonus of up to $300 when you open a new Xtraordinary Checking Account using promo code XTRABONUS and meet the monthly requirements for two months within 120 days of account opening.

Monthly requirements to earn up to 5.00% APY:

Open an account Open an account
Xtraordinary Checking
Bonus

Up to $300‍6

No monthly fees
Minimum balance requirements

None

Monthly rebate of ATM provider surcharges‍2

$15

Free Connexus ATM transactions

Unlimited

Free Co-op & MoneyPass® ATM transactions‍3

Unlimited

Free, contactless Visa® Debit Card with Mobile Wallet capabilities
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts

Say hello to extraordinary earnings

Far above the national average, our Xtraordinary Checking Account offers one of the highest yields available.

Open an account
131% more than the national average rate*
Connexus
5.00%
National
2.17%
5.00%
131% more than the national average rate*
2.17%
Apply for Xtraordinary Checking
CALCULATE YOUR EARNINGS

Say hello to extraordinary earnings

Why choose Connexus for your Checking needs?

Recognized for excellence

Forbes 2025

Based on market research and member surveys, Forbes named Connexus to their prestigious 2025 list of the best credit unions in each state.

See why we made the list →

You can do it all with Digital Banking 

The innovative features within Connexus Digital Banking allow you to easily access your account anytime, anywhere. 

Pay bills and make loan payments

Deposit checks using Mobile Deposit

Transfer your funds where you need them to be

Track your progress using the Xtraordinary Checking Progress tool

And more!

Check out Digital Banking Check out Digital Banking

FAQs: You asked. We answered.

In which months can I meet the requirements for the Xtraordinary Checking Account?

Monthly periods are based on calendar months. The last day of the month must fall within 120 days of account opening to count toward the bonus qualifications.

For example, if an account is opened on September 12, 2025, then 120 days later would be January 10, 2026. Since the last day of the month must fall within 120 days of account opening, this would mean that September, October, November, and December would all be eligible months in which the requirements for the Xtraordinary Checking Account could be met.

Who is eligible for the Xtraordinary Checking Account bonus offer?

The bonus offer is available to prospective or existing members who do not currently have a Connexus Checking Account and open a new Xtraordinary Checking Account between 09/08/2025 and 11/09/2025.

Individuals who previously had a Connexus Checking Account are eligible, so long as the account closure occurred before 07/01/2025.

What is the promo code for the Xtraordinary Checking Account bonus offer?

The promo code is XTRABONUS, and it must be used at the time of application.

What steps must I take to earn the bonus offer?

Once you open a new Xtraordinary Checking Account with promo code XTRABONUS, you must meet the following account requirements for two month-end periods within 120 days of account opening:

  • Make 15 debit card purchases or accumulate $500 in debit card spending
  • Be subscribed to eStatements
  • Make one monthly deposit of at least $500 from either a direct deposit or an ACH deposit
How much will my bonus be?

To determine your bonus, Connexus will take the average daily balance from the first two monthly periods in which requirements were met and average them together. Bonus tiers are as follows:

  • Average balances of $999.99 and below will receive a $0 bonus.
  • Average balances of $1,000.00 – $4,999.99 will receive a $100 bonus.
  • Average balances of $5,000.00 – $9,999.99 will receive a $200 bonus.
  • Average balances of $10,000.00+ will receive a $300 bonus.
What additional benefits do meeting these account requirements offer me?

This bonus offer is tied to the standard requirements for our Xtraordinary Checking Account. These same requirements are necessary to earn 5.00% APY‍1 on your account balance up to $25,000. By meeting these requirements, you not only qualify for our bonus offer, but you can also earn a competitive APY on this high-yield Checking Account!

What information do I need to set up a monthly direct deposit into my Xtraordinary Checking Account?

To set up a monthly direct deposit into your Xtraordinary Checking Account, you will need to provide your Connexus account number, routing number, and Connexus’ address. For more information on where to find these details and to ensure that your direct deposit is not rejected due to incorrect formatting or information, please visit our Digital Banking FAQ or contact us directly.

What qualifies as a monthly direct deposit or an ACH deposit (from a non-Connexus account) into my Xtraordinary Checking Account?

Some example deposits for this account requirement include direct deposit from payroll, retirement benefits, or government benefits.

Additionally, you can use Connexus Digital Banking to link to an external account at a different financial institution and transfer funds into your Xtraordinary Checking Account each month to meet the ACH deposit requirement.

I currently have my direct deposit going to another institution. Can I set up a monthly $500 ACH transfer from my other financial institution to meet this account requirement?

Yes, this would meet the monthly direct deposit account requirement. Please contact us to ensure you have the correct information to set up your ACH transfer.

Does a mobile deposit or an in-person deposit at a branch qualify for the direct deposit requirement?

No, a mobile deposit or in-person deposit does not qualify for the direct deposit requirement.

How can I monitor whether I meet the monthly Xtraordinary Checking Account requirements?

Connexus offers an Xtraordinary Checking Progress tool within Digital Banking that allows you to easily track your progress toward meeting the monthly account requirements.

What happens if I do not meet the monthly Xtraordinary Checking Account requirements?

If you do not meet the requirements for any given month, you will simply earn no yield that month, and you will not receive the $15 of ATM surcharge rebates that month. There are no fees for not meeting the monthly requirements.

How many Xtraordinary Checking Accounts can I have?

Only one Xtraordinary Checking Account is allowed per member. However, we do offer other deposit accounts, such as Share Certificates and Money Market Accounts, that feature competitive APYs.