Lowest Available Rates
(Cars, Trucks, SUVs, Motorcycles)
| Term | APR1 As Low As | Monthly Payment |
|---|---|---|
| 36 months | 2.75%2 | $434.57 |
| 48 months | 3.74% | $336.94 |
| 60 months | 4.24% | $277.88 |
| 72 months | 4.74% | $239.77 |
| 84 months | 6.24% | $220.86 |
| Accurate as of 1/8/20191 | ||
eStatements and automatic payments are required to receive the above rates.
Use our loan calculator
to estimate your monthly payment.
Get Rewarded to Choose Connexus
When you get an Auto Loan from Connexus, you get all this too:
- No Payments for 90 Days3
- Rates as Low as 2.75% APR2
- $100 Cash Back2 with Promo Code SPRINGAUTO100
- 24/7 Digital Banking Access
- No Prepayment Penalties
Available Loan Features
Protect your vehicle after the manufacturer warranty ends. Available for new and used.
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
All Connexus members are eligible to receive auto insurance discounts4.
The Auto Loan Process
Learn More About Car Buying
Why to Get Financing BEFORE You Buy a Vehicle
If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.
Important Advice for Buying a Used Car
Shopping for a used car is all about finding the best balance between reliability and affordability.
7 Essential Car Buying Tips
There’s no perfect formula for buying a car, but there are a lot of ways to make it easier. Here are seven quick tips from our experts.
“Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”
NerdWallet compared and rated the nation’s largest credit unions based on rates, fees, service, and more. Connexus was listed among the best of the best.
Read the full article.
FAQs: You Asked. We Answered.
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.
Disclosures
See our Fee Schedule for a list of fees you may encounter.
1 APR. Annual Percentage Rate. All rates accurate as of 1/8/2019 and are subject to change. Minimum loan amount is $10,000. Loan term must be at least 36 months. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination
2 APR. Annual Percentage Rate. To qualify for the lowest available rate of 2.75% APR and receive $100 cash back on a new loan, enter promotion code SPRINGAUTO100 between 3/4/2019 to 5/5/2019. Rate may vary on individual credit terms and includes all eligible discounts. Minimum loan amount to receive the promotion is $15,000, otherwise minimum loan amount is $10,000. Certain restrictions may apply. $100 will be deposited into your Connexus Savings Account within 45 days upon receipt of the first full loan payment. The $100 is considered taxable income and is subject to income tax reporting. Offer subject to change or termination. Offer does not apply to loans currently financed at Connexus Credit Union.
3 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.
4 Insurance discounts available through Liberty Mutual. Liberty Mutual discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. This offer does not constitute a specific endorsement of Liberty Mutual. More information can be found by calling Liberty Mutual at 800.981.2372 or visiting www.LibertyMutual.com/Connexus.
Federally Insured by NCUA