Auto Loans
Make Car Buying Easier By Securing Your Financing First
Use Promo Code LOWRATE to Access a Rate as Low as 2.99% APR3
Apply NowCall 800.845.5025 or book an appointment with a lender
Save $ By Choosing Connexus*
Our Rates
National Average
Big Savings
Lowest Available Rates
(Cars, Trucks, SUVs, Motorcycles)
| Term | APR1 As Low As | Monthly Payment |
|---|---|---|
| 24 months | 2.99% | $644.65 |
| 36 months | 2.99% | $436.15 |
| 48 months | 3.49% | $335.27 |
| 60 months | 3.99% | $276.18 |
| 72 months | 4.49% | $238.04 |
| 84 months | 5.99% | $219.06 |
| Accurate as of 3/24/20201 | ||
eStatements and automatic payments are required to receive the above rates.
Auto Loan Rewards
Up to 90 Days of No Payments Available Upon Request2
24/7 Access to Digital Banking
No Annual Fees or Prepayment Penalties
Available Loan Features
Protect your vehicle after the manufacturer warranty ends. Available for new and used.
We offer Life, Disability, and Involuntary Unemployment coverage. See more information.
The Auto Loan Process
Learn More About Car Buying
10 Common Mistakes Car Buyers Make
Buying a car is exciting but stressful. Avoid these common mistakes to make it a smooth ride.
Why to Get Financing BEFORE You Buy a Vehicle
If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.
Important Advice for Buying a Used Car
Shopping for a used car is all about finding the best balance between reliability and affordability.
“Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”
After three consecutive years as the runner-up on Kiplinger’s list of the nation’s Best Credit Unions, Connexus earned the top spot in 2020.
FAQs: You Asked. We Answered.
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.
Disclosures
See our Fee Schedule for a list of fees you may encounter.
* Accurate as of: . Source: Datatrac.
1 APR. Annual Percentage Rate. All rates accurate as of 3/24/2020 and are subject to change. Minimum loan amount is $10,000. Loan term must be at least 24 months. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
2 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.
3 APR. Annual Percentage Rate. To qualify for the lowest available rate of 2.99% APR for 36 months enter promotion code LOWRATE between 7/13/2020 to 10/4/2020. Rate may vary on individual credit terms and includes all eligible discounts. Minimum loan amount is $15,000. Certain restrictions may apply. Offer does not apply to loans currently financed at Connexus Credit Union.
Federally Insured by NCUA