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  • Buying a New or Used Vehicle 2018-06-14T09:23:21+00:00

    Buy a Vehicle
    Lowest Auto Loan Rates of the Season

    Get Rates as Low as 2.49% APR5, $100 Cash Back6, No Payments for 90 Days2 and More!

    Call 800.845.5025

    Lowest Available Rates
    (Cars, Trucks, SUVs, Motorcycles)

    Auto Loan Rates
    TermAPR1
    36 months2.99%2.49% with promo code6 SPRINGAUTO100
    48 months3.49%
    60 months3.99%
    72 months4.49%
    84 months5.99%
    Accurate as of 3/5/20181

    Active checking4 and automatic payments required to receive the above rates.

    Use our loan calculator
    to estimate your monthly payment.

    Get Rewarded to Choose Connexus

    When you get an Auto Loan from Connexus, you get all this too:

    • Rates as Low as 2.49% APR5
    • $100 Cash Back6 With Promo Code AUTO100
    • No Payments for 90 Days2
    • Free Digital Banking Access
    • No Prepayment Penalties

    Available Loan Features

    Refinance My Loan
    Let’s lower your monthly car payment.

    The Auto Loan Process

    Learn More About Car Buying

    Rich
    RichNew Hampshire

    “Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”

    NerdWallet
    NerdWalletBest Credit Unions of 2018

    NerdWallet compared and rated the nation’s largest credit unions based on rates, fees, service, and more. Connexus was listed among the best of the best.
    Read the full article.

    Fees

    See our Fee Schedule for a list of fees you may encounter.

    FAQs: You Asked. We Answered.

    Can I finance a boat, motorcycle, or recreational vehicle with Connexus? 2017-06-29T11:19:35+00:00

    Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.

    Can I pay off my loan quicker than the payment schedule? 2017-06-29T11:19:35+00:00

    Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

    Do I have to be preapproved for my loan before I start car shopping? 2018-03-02T14:38:36+00:00

    No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.

    Can’t find what you’re looking for? Ask us! 2017-08-15T16:52:05+00:00

    Disclosures

    1 APR = Annual Percentage Rate. The following rates are the standard non-promotional rates. 2.99% APR is our lowest available rate for 36 months. 36 monthly payments of $29.08 per $1,000 borrowed. 3.49% APR is our lowest available rate for 48 months. 48 monthly payments of $22.35 per $1,000 borrowed. 3.99% APR is our lowest available rate for 60 months. 60 monthly payments of $18.41 per $1,000 borrowed. 4.49% APR is our lowest available rate for 72 months. 72 monthly payments of $15.87 per $1,000 borrowed. 5.99% APR is our lowest available rate for 84 months. 84 monthly payments of $14.60 per $1,000 borrowed. Rates accurate as of 2/26/2018. Minimum loan amount is $10,000. Rates include a 1% discount for active checking5 and a 2% discount for automatic payments. Rates are fixed for the term of the loan. Loan is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Rates subject to change. Term of loan must be 36 months or more. Connexus employees eligible to receive offer. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.

    2 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.

    3 Insurance discounts available through Liberty Mutual. Liberty Mutual discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. This offer does not constitute a specific endorsement of Liberty Mutual. More information can be found by calling Liberty Mutual at 800.981.2372 or visiting www.LibertyMutual.com/Connexus.

    4 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.

    5APR = Annual Percentage Rate. Rate valid as of 5/21/2018. Enter promotion code AUTO100 in the application process for the lowest available rate of 2.49% APR for 36 months. Borrow $10,000 at 2.49% APR for 36 monthly payments of $288.57 or $28.86 per $1,000 borrowed. Minimum loan amount is $10,000. Rates include a 1% discount for active checking4 and a 2% discount for automatic payments. Rate is fixed for the term of the loan. Other loan rates and terms available. Loan subject to approval and the rate may vary based on your individual credit, term and relationship level. Connexus employees eligible to receive offer. Does not apply to loans currently financed with Connexus Credit Union. Offer subject to change or termination. Offer valid 5/21/2018 to 7/22/2018.

    6To receive $100 for opening a new auto loan at Connexus Credit Union, enter promotion code AUTO100 in the application process. Offer valid only on new loans for new or used vehicles for 36 month term or greater with a minimum loan amount of $10,000. Offer not valid on existing Connexus Credit Union loans or refinances. $100 will be deposited into your Connexus Savings Account within 45 days upon receipt of the first full loan payment. One full loan payment is defined as two biweekly payments, two semi-monthly payments, or one monthly payment. The $100 is considered taxable income and is subject to income tax reporting. Offer subject to change or termination. Connexus employees eligible to receive offer. Offer valid on applications between 5/21/2018 and 7/22/2018.