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Lowest Available Rates
(Cars, Trucks, SUVs, Motorcycles)
| Term | APR1 |
|---|---|
| 36 months | 2.75%5 with promo code WINTER |
| 48 months | 3.74% |
| 60 months | 4.24% |
| 72 months | 4.74% |
| 84 months | 6.24% |
| Accurate as of 1/8/20191 | |
eStatements and automatic payments are required to receive the above rates.
Use our loan calculator
to estimate your monthly payment.
Get Rewarded to Choose Connexus
When you get an Auto Loan from Connexus, you get all this too:
- No Payments for 90 Days2
- Rates as Low as 2.75% APR5
- $100 Cash Back6 with Promo Code WINTER
- Free Digital Banking Access
- No Prepayment Penalties
Available Loan Features
Protect your vehicle after the manufacturer warranty ends. Available for new and used.
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
All Connexus members are eligible to receive auto insurance discounts3.
The Auto Loan Process
Learn More About Car Buying
Why to Get Financing BEFORE You Buy a Vehicle
If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.
Important Advice for Buying a Used Car
Shopping for a used car is all about finding the best balance between reliability and affordability.
7 Essential Car Buying Tips
There’s no perfect formula for buying a car, but there are a lot of ways to make it easier. Here are seven quick tips from our experts.
“Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”
NerdWallet compared and rated the nation’s largest credit unions based on rates, fees, service, and more. Connexus was listed among the best of the best.
Read the full article.
Fees
See our Fee Schedule for a list of fees you may encounter.
FAQs: You Asked. We Answered.
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.
Disclosures
1 APR = Annual Percentage Rate. The following rates are the standard non-promotional rates. 3.24% APR is our lowest available rate for 36 months. 36 monthly payments of $29.19 per $1,000 borrowed. 3.74% APR is our lowest available rate for 48 months. 48 monthly payments of $22.46 per $1,000 borrowed. 4.24% APR is our lowest available rate for 60 months. 60 monthly payments of $18.53 per $1,000 borrowed. 4.74% APR is our lowest available rate for 72 months. 72 monthly payments of $15.98 per $1,000 borrowed. 6.24% APR is our lowest available rate for 84 months. 84 monthly payments of $14.72 per $1,000 borrowed. Rates accurate as of 1/8/2019. Minimum loan amount is $10,000. Rates includes a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Interest rate may increase by the amount of the discount(s) if you no longer meet the requirements. Loan is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Rates subject to change. Term of loan must be 36 months or more. Connexus employees eligible to receive offer. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
2 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.
3 Insurance discounts available through Liberty Mutual. Liberty Mutual discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. This offer does not constitute a specific endorsement of Liberty Mutual. More information can be found by calling Liberty Mutual at 800.981.2372 or visiting www.LibertyMutual.com/Connexus.
5 Annual Percentage Rate (APR) effective 12/10/2018 to 2/24/2019. Enter promotion code WINTER in the application process for the lowest available rate of 2.75% APR for 36 months. Borrow $15,000 at 2.75% APR for 36 monthly payments of $434.57 or $28.97 per $1,000 borrowed. Minimum loan amount is $15,000. Rate includes a 1% discount when registered in Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Interest rate may increase by the amount of the discount(s) if you no longer meet the requirements. Other loan rates and terms available. Individual rates and terms may vary based on underwriting requirements. Connexus employees are eligible to receive offer. Offer does not apply to loans currently financed at Connexus Credit Union.
6 To receive $100 for opening a new auto loan at Connexus Credit Union, enter promotion code WINTER in the application process. Offer valid only on new loans for new or used vehicles for 36 month term or greater with a minimum loan amount of $15,000. Offer not valid on existing Connexus Credit Union loans or refinances. $100 will be deposited into your Connexus Savings Account within 45 days upon receipt of the first full loan payment. One full loan payment is defined as two biweekly payments, two semi-monthly payments, or one monthly payment. The $100 is considered taxable income and is subject to income tax reporting. Offer subject to change or termination. Connexus employees eligible to receive offer. Offer valid on applications between 12/10/2018 and 2/24/2019.
Federally Insured by NCUA