Auto Loans
Rediscover freedom, family, and savings this summer.
Car Buying Simplified
Purchasing a vehicle should be simple, right? We think so. That’s why at Connexus, we take car buying back to basics by giving you the essentials: competitive, nationally-ranked rates and friendly, personalized service. While most lenders can offer you one or the other, we’re proud to deliver both ‐ it’s the Connexus difference.
Whatever stage you’re at in your vehicle purchase, we’ll meet you there! Once you’re ready to move forward, we’ll explore our flexible loan options together to design the perfect financing solution for your budget and needs. Ready to get started? Let’s go! Dive in with the resources below or schedule a chat with one of our auto lending experts to get your questions answered.
Refinance & Save
Bring your current auto loan to Connexus to lower your payment and save.
Learn About Refinancing
Crunch the Numbers
How much car can you afford? Find out with our easy-to-use calculator tool.
Calculate My Payment
Auto Loan Perks
With an auto loan from Connexus, you’ll walk away with much more than a new vehicle. In fact, we pull out all the stops to give you an experience so stellar, you’ll become a member for life. To that end, here are just a few of the exclusive perks you can take advantage of:
Up to 90 Days No Payments2
Nothing better than that new car smell…except for three months of no payments. Request it and it's yours.
Financing as Easy as 1, 2, 3, 4
We take car buying back to basics. In just four simple, stress-free steps, we'll help you get behind the wheel.
Less Nickel-and-Diming, More Savings
At Connexus, fees just aren't our style. That means no annual fees, prepayment penalties, or funds due at closing.
Amped-Up Security for Peace of Mind
Safety first! Protect your vehicle and financial well-being with Debt Protection, GAP Protection, and our Warranty Program.
24/7 Access to Digital Banking
Flexibility? Freedom? We've got you covered. Manage your account anytime, anywhere, online or with the Connexus App.Learn More About Car Buying
10 Common Mistakes Car Buyers Make
Buying a car is exciting but stressful. Avoid these common mistakes to make it a smooth ride.
Why Get Financing BEFORE You Buy a Vehicle
If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.
Important Advice for Buying a Used Car
Shopping for a used car is all about finding the best balance between reliability and affordability.
FAQs: You Asked. We Answered.
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.
Disclosures
See our Fee Schedule for a list of fees you may encounter.
* Accurate as of: . Source: Datatrac.
1 APR. Annual Percentage Rate. All rates accurate as of 06/01/2021 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Loan term must be at least 24 months. Borrow $15,000 for 24 months with payments as low as of $640.05 and APR as low as 2.49%. Borrow $15,000 for 36 months with payments as low as of $431.99 and APR as low as 2.49%. Borrow $15,000 for 48 months with payments as low as of $331.14 and APR as low as 2.99%. Borrow $15,000 for 60 months with payments as low as $272.03 and APR as low as 3.49%. Borrow $15,000 for 72 months with payments as low as $233.84 and APR as low as 3.99%. Borrow $15,000 for 84 months with payments as low as $207.67 and APR as low as 4.49%. Individual rates and terms may vary and include all eligible discounts. Certain restrictions apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
2 To be eligible for the lowest available rate, term length restrictions apply. Model years 2017-2019 have a maximum term of 84 months. Model years 2015-2016 have a maximum term of 72 months. Model years 2014 and older have a maximum term length of 60 months.
3 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days. Deferment must be requested at time of application.
Federally Insured by NCUA