Lowest Available Rates
(Cars, Trucks, SUVs, Motorcycles)
| Term | APR1 |
|---|---|
| 36 months | 2.99%1 |
| 48 months | 3.49% |
| 60 months | 3.99% |
| 72 months | 4.49% |
| 84 months | 5.99% |
| Accurate as of 7/23/20181 | |
Active checking4 and automatic payments required to receive the above rates.
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Get Rewarded to Choose Connexus
When you get an Auto Loan from Connexus, you get all this too:
- Rates as Low as 2.99% APR1
- No Payments for 90 Days2
- Free Digital Banking Access
- No Prepayment Penalties
Available Loan Features
Protect your vehicle after the manufacturer warranty ends. Available for new and used.
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
All Connexus members are eligible to receive auto insurance discounts3.
Refinance My Loan
Let’s lower your monthly car payment.
The Auto Loan Process
Learn More About Car Buying
Why to Get Financing BEFORE You Buy a Vehicle
If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.
Important Advice for Buying a Used Car
Shopping for a used car is all about finding the best balance between reliability and affordability.
7 Essential Car Buying Tips
There’s no perfect formula for buying a car, but there are a lot of ways to make it easier. Here are seven quick tips from our experts.
“Connexus provides excellent products with unparalleled customer service and support. This creates value that can’t be beat.”
NerdWallet compared and rated the nation’s largest credit unions based on rates, fees, service, and more. Connexus was listed among the best of the best.
Read the full article.
Fees
See our Fee Schedule for a list of fees you may encounter.
FAQs: You Asked. We Answered.
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
No, it’s not a requirement. But being preapproved helps you negotiate the best price for your car because you won’t end up with a high rate when you close the deal. Car dealerships take preapproved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting pre-approved before you go to the dealership.
Disclosures
1 APR = Annual Percentage Rate. The following rates are the standard non-promotional rates. 2.99% APR is our lowest available rate for 36 months. 36 monthly payments of $29.08 per $1,000 borrowed. 3.49% APR is our lowest available rate for 48 months. 48 monthly payments of $22.35 per $1,000 borrowed. 3.99% APR is our lowest available rate for 60 months. 60 monthly payments of $18.41 per $1,000 borrowed. 4.49% APR is our lowest available rate for 72 months. 72 monthly payments of $15.87 per $1,000 borrowed. 5.99% APR is our lowest available rate for 84 months. 84 monthly payments of $14.60 per $1,000 borrowed. Rates accurate as of 7/23/2018. Minimum loan amount is $10,000. Rates include a 1% discount for active checking5 and a 2% discount for automatic payments. Rates are fixed for the term of the loan. Loan is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Rates subject to change. Term of loan must be 36 months or more. Connexus employees eligible to receive offer. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
2 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.
3 Insurance discounts available through Liberty Mutual. Liberty Mutual discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. This offer does not constitute a specific endorsement of Liberty Mutual. More information can be found by calling Liberty Mutual at 800.981.2372 or visiting www.LibertyMutual.com/Connexus.
4 Active checking is defined as having at least one (1) Direct Deposit of net pay, including salary, wages, government benefits, or pension made to the account each month; having ten (10) checks, ACH withdrawals, and/or debit card transactions clear the account by the last business day of each month; and electing to receive eStatements. ATM transactions not included.
Federally Insured by NCUA