To complete your application, you’ll need to provide:

• Income verification (i.e., most recent pay stub, including year-to-date earnings)
• Copy of your driver’s license


Once you’ve purchased a new or used vehicle, you’ll need to provide:

• Purchase agreement
• Verification of auto insurance
• If it is a lease buyout, you’ll need to provide the lease buyout payoff and odometer disclosure

GAP insurance is an insurance policy taken out at the time of an auto loan to cover the difference between what your insurance company will pay on the auto loan, if the auto is totaled, and the remaining payoff balance. The cost of the policy can be included in your loan or paid by cash.

Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.

Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.

No, it’s not a requirement. However, being pre-approved helps you negotiate the best price for your vehicle. Dealerships take pre-approved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting a pre-approved Auto Loan before heading to the dealership.

To complete your application, you’ll need to provide:

• Income verification (i.e., most recent pay stub, including year-to-date earnings)
• Copy of your driver’s license and vehicle title or registration
• Proof of current vehicle mileage
• Verification of auto insurance

Once approved, you’ll need to provide:

• 10-day loan payoff statement from your current lender, including the account number and overnight mailing address
• Updated verification of your auto insurance, listing Connexus Credit Union as the lienholder

You can receive a title or lien release in several ways, depending on whether your loan is active or paid off and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.

You might refinance to get a lower interest rate or lower your monthly payment by extending your repayment term. Call 800.845.5025 or try our Auto Refinancing Savings Calculator to determine how much you could save.

At Connexus, fees aren’t our style. When you refinance with us, you will not be charged any application fees, annual fees, or prepayment penalties.

You can complete the refinancing process in four simple steps. Here’s how it works:

• Apply online or by phone at 800.845.5025 and provide the required documentation
• We will process your application and notify you via phone and email of any additional documentation that may be needed, usually within one business day.
• Provide us with a 10-day loan payoff statement from your current lender, including the account number and overnight mailing address.
• Once we receive all the required documentation, we will finalize your loan electronically and send the funds to your current lender. You will be charged $20 for this fund transfer.