Special: Save 0.25% APR
Unlock limited-time
Auto Loan savings!
Get 0.25%1 off your rate when you apply for a new Auto Loan or Refinance by April 19 using promo code AUTO2026.
Apply for an Auto LoanApply for a Refinance
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Benefits for you
Our Auto Loan and Refinancing benefits
Purchase and Refinance Rates
Save with these special rates
| Model Year | Term in Months | Promo APR as low as1 | Payment per Thousand |
|---|---|---|---|
| 2024 or newer | 24 months | 4.64% | $43.71 |
| 36 months | 4.74% | $29.85 | |
| 48 months | 4.84% | $22.96 | |
| 60 months | 5.04% | $18.89 | |
| 72 months | 5.34% | $16.26 | |
| 84 months | 6.19% | $14.70 | |
| 2023 and older2 | 24 months | 4.74% | $43.76 |
| 36 months | 4.84% | $29.90 | |
| 48 months | 5.14% | $23.09 | |
| 60 months | 5.34% | $19.03 | |
| 72 months | 6.04% | $16.59 | |
| 84 months | 6.49% | $14.84 | |
| Accurate as of 01/28/2026 | |||
Calculators
- How much will I pay? Plug in a few details to determine the cost of your monthly loan payment.
- Does it pay to refinance? Use our calculator to see what you may save by refinancing your auto loan.
- What’s my debt-to-income (DTI) ratio? DTI is a factor when you apply for a new loan. Learn yours now.
simple process
How to get your special rate
Frequently asked questions
You asked. We answered.
Rules & Disclosures
See our Fee Schedule for a list of fees you may encounter.
- APR = Annual Percentage Rate. All rates accurate as of 01/05/2026 and are subject to change. Rates include a 1% discount when registered for Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. To receive discounted rate, promotional code AUTO2026 must be provided at the time of application from January 26 – April 19, 2026. The auto loan must be funded by May 22, 2026. New members: subject to member eligibility and an initial deposit of $5 into a Simply Savings Account. Offer does not apply to loans currently financed at Connexus Credit Union. Loan term must be at least 24 months. Minimum loan amount is $10,000. Individual rates and terms may vary and include all eligible discounts. Subject to satisfactory underwriting and approval based on creditworthiness. Certain restrictions apply. Offer subject to change or termination.
- To be eligible for the lowest available rate, term length restrictions apply. Model years 2022-2023 have a maximum term of 84 months. Model years 2019-2021 have a maximum term of 72 months. Model years 2018 and older have a maximum term length of 60 months.
- Make no auto loan payments for up to 90 days upon request. Offer does not apply to auto loans currently financed at Connexus Credit Union. Deferred payments must be requested at the time of application, may not exceed 90 days, and are subject to credit approval. Interest begins accruing upon disbursal of loan. Some restrictions may apply.