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  • Home Equity Loans2020-11-06T16:20:36-06:00

    Home Equity Loans & Lines of Credit
    Grab Hold of Our Lowest Home Equity Rates of the Year

    Rates as Low as 3.49% (4.26% APR1) With Promo Code EQUITY5

    Apply Now

    Call 800.845.5025 or book an appointment with a lender

    Lowest Available Rates

    Home Equity - TV/Display Landing Page
     Fixed RateAPR**Loan AmountMonthly Payment
    5-Year Loan13.49%4.26%$25,000$454.68
    10-Year Loan24.24%4.64%$40,000$409.56
    15-Year Loan34.49%4.564%$50,000$382.24
    20-Year Loan45.74%5.97%$75,000$526.13

    Benefits of a Home Equity Loan

    Quick & Easy Application Process

    Most Home Equity Loans can be processed entirely online in just minutes and do not require a home appraisal.

    Flexibility of Use

    Use the funds from your Home Equity Loan for home renovations or repairs, college tuition, consolidating debt, vacations, and more – you decide!

    Fixed Rate & Payments

    Your interest rate and monthly payment amount will not change over the course of your Home Equity Loan, making budgeting a breeze.

    Personal Attention & First-Class Service

    Within 24 hours of applying, a personal lender will reach out to get the process started and will be available to chat whenever you have questions. To speak with a personal lender with Home Equity Loan expertise today, book an appointment.

    Nicole

    Wisconsin

    “When my kitchen flooded, I needed funds to repair the damage – and fast! The process couldn’t have been easier with Connexus. I filled out the application online, the appraisal was completed online, and I had my funds within ten days of applying.”

    FAQs: You Asked. We Answered.

    Do I need to use the promotion code to get the advertised special rate?2020-11-05T07:35:23-06:00

    Yes. Please use promo code EQUITY to receive this limited-time promotional rate.

    Are there closing costs associated with a Home Equity Loan?2020-11-05T07:36:22-06:00

    Yes, there are closing costs. They include appraisal fees, title fees, and recording fees, all of which vary by state and county. Your closing costs can either be paid at closing or simply deducted from your initial loan amount. For example, for a Home Equity Loan of $20,000 with closing costs of $500, the final loan amount you would receive would be $19,500.

    Will my interest rate change during the term of my Home Equity Loan?2020-11-05T07:37:17-06:00

    No, it will not. Our Home Equity Fixed Installment Loan comes with a fixed rate that will not change over the term of the loan. Likewise, your monthly payments will remain the same.

    How long will it take to receive the funds from my Home Equity Loan?2020-11-05T07:38:24-06:00

    The timing depends on two main factors: how quickly the appraisal is completed and how expediently paperwork is returned. Processing a standard Home Equity Loan can take 10 to 45 days from application to funding.

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    Disclosures

    See our Fee Schedule for a list of fees you may encounter.

    **APR = Annual Percentage Rate.

    Advertised rate reflects all available discounts and is current as of 11/9/2020. Rate is fixed for the term of the loan. The APR is calculated based upon typical finance charges and closing costs.

    1Borrow $25,000 at 3.49% APR for 5 years and make monthly payments of $454.68. Minimum loan amount $5,000.

    2Borrow $40,000 at 4.24% APR for 10 years and make monthly payments of $409.56. Minimum loan amount $10,000.

    3Borrow $50,000 at 4.74% APR for 15 years and make monthly payments of $388.66. Minimum loan amount $20,000.

    4Borrow $75,000 at 5.74% APR for 20 years and make monthly payments of $526.13. Minimum loan amount $25,000. Rates and terms are subject to change. Loan is subject to credit approval and actual rate is based on applicant’s credit history and terms of the loan. Credit Union membership required. Separate payment of taxes and insurance may be necessary. Depending on loan terms and property location, borrower paid closing costs can range from $175 to $2,000. Product not available in Maryland, Texas, Hawaii, and Alaska.

    5To qualify for the lowest available rate of 3.49% enter promotion code EQUITY between 11/9/2020 and 12/28/20. Advertised rate includes all eligible discounts and is the lowest rate available. Individual rates and terms may vary based on credit requirements. Borrow $25,000 at 3.49% APR for 5 years and make monthly payments of $454.68. Minimum loan amount $10,000. Rates and terms are subject to change. Loan is subject to credit approval and actual rate is based on applicant’s credit history and terms of the loan. Credit Union membership required.